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How to Write a Summary, Analysis, and Response Essay Paper With Examples. VirginiaLynne has been a University English instructor for over 20 years. She specializes in helping people write essays faster and easier. A summary is telling the main ideas of the ethical utilitarianism, article in your own words. These are the steps to writing a great summary: Read the article, one paragraph at a time.

For each paragraph, underline the main idea sentence (topic sentence). If you can't underline the book, write that sentence on your computer or a piece of paper. When you finish the Bench, article, read all the underlined sentences. Utilitarianism. In your own words, write down one sentence that conveys the main idea. Start the Reasons Sponsoring in American High Schools Essay, sentence using the name of the author and title of the article (see format below). Continue writing your summary by ethical, writing the other underlined sentences in your own words. Remember that you need to did china, change both the words of the sentence and the word order. Utilitarianism. For more information, see video below. Don't forget to when country, use transition words to link your sentences together. See my list of transition words below to help you write your summary more effectively and make it more interesting to read.

Make sure you include the name of the author and article and use author tags (see list below) to let the reader know you are talking about utilitarianism what the author said and not your own ideas. Re-read your piece. Tattoo. Does it flow well? Are there too many details? Not enough? Your summary should be as short and concise as possible. Author Tag : You need to ethical utilitarianism, start your summary by telling the essay about leadership, name of the article and ethical utilitarianism the author. Here are three examples of how to Essay, do that (pay close attention to the punctuation): In How the Civil War Began, historian John Jones explains.

John Jones, in his article How the Civil War Began, says that the real reason. How the Civil War Began, by ethical, historian John Jones, describes. First Sentence: Along with including the article's title and author's name, the first sentence should be the main point of the when, article. It should answer the question: What is this essay about? (thesis). Example: In How the utilitarianism, Civil War Began by leadership, John Jones, the author argues that the real reason for the start of the Civil War was not slavery, as many believe, but was instead the clash of utilitarianism, cultures and greed for cash. Rest of Summary: The rest of when become, your essay is going to give the ethical, reasons and evidence for that main statement. In other words, what is the main point the writer is trying to make and what are the supporting ideas he or she uses to prove it?

Does the author bring up any opposing ideas, and if so, what does he or she do to refute them? Here is a sample sort of sentence: ___________ is the issue addressed in ( article's title) by ( author's name) . Sponsoring In American High. The thesis of this essay is ___________ . Ethical Utilitarianism. The authors main claim is ___________ and his/her sub claim is ___________ . The author argues ___________ . Other people argue ___________ . Reasons To Abandon Sports Essay. The author refutes these ideas by saying ___________ . His/her conclusion is ___________ . How Often Do You Mention the ethical utilitarianism, Author? While you don't have to essay about leadership, use an author tag in every sentence, you need to be clear when you are giving ideas that are taken from the article, and when you are saying your own ideas. In general, you want to be sure that you always use the author's name and the article title when you start summarizing, and that you use the author's last name in ethical, the last sentence as well to make it clear you are still talking about the author's ideas. In a research paper, you would then put a parenthetical citation or footnote, which tells the reader you are finished using that source. Men and Women in tattoo, Conversation: Example response essay to Deborah Tannen's article about how divorce can be prevented if people learn the communication signals of the opposite gender. Response Essay about Getting a Tattoo: Responds to a personal experience article from the ethical utilitarianism, New York Times about a man who gets a dragon tattoo. The Bishop His Tomb. The Year that Changed Everything: Sample paper written by a college English class about an article by Lance Morrow suggesting that three lesser-known events of 1948 had a great impact on history. How is this written?

Who is the ethical utilitarianism, audience? Is it effectively written for that audience? If you've done a literary analysis, you can apply what you know about analyzing literature to analyzing other texts. You will want to the bishop his tomb, consider what is effective and ethical utilitarianism ineffective. You will analyze what the author does that works and what doesn't work to support the to Abandon Sponsoring in American Schools Essay, author's point and persuade the ethical, audience to agree. Sometimes, especially when you're just getting started writing, the task of fitting a huge topic into an essay may feel daunting and you may not know where to start. It may help you to use a thing called TRACE when talking about the companies, rhetorical situation.

TRACE stands for Text, Reader, Author, Context, and Exigence: Text , Reader , and Author are easy to ethical, understand. When writing the analysis, you need to think about what kind of text it is and what the author wanted to have the audience think, do, or believe. The main question your analysis will answer is, How effective was the author at convincing that particular audience? Context means several things: how the article fits into the history of discussion of that issue, the historical moment in time when the article is written, and did china a communist country the moment in time when a person reads the article.

In this context, Exigence is synonymous with assumptions, bias, or worldview. Breaking the large idea down into these five parts may help you get started and organize your ideas. In your paper, you'll probably want to address from three to all five of these elements. Each of the following elements can be one paragraph of your analysis. You can answer the questions to help you generate ideas for each paragraph. Ethical. To make it easier, I've included the last two TRACE elements (Context and Exigence) as part of Author and Reader.

How is the essay organized? What is effective or ineffective about the organization of the essay? How does the author try to interest the reader? How well does the author explain the main claims? Are these arguments logical? Do the support and evidence seem adequate? Is the support convincing to the reader? Does the companies, evidence actually prove the point the ethical utilitarianism, author is trying to Essay on Peter's Bench, make? Who is the utilitarianism, author? What does he or she know about this subject?

What is the author's bias? Is the bias openly admitted? Does that make his or her argument more or less believable? Does the author's knowledge and background make her or him reliable for this audience? How does the author try to relate to the audience and in uk establish common ground? Is it effective? How does the author interest the audience?

Does she or he make the reader want to know more? Does the author explain enough about the ethical utilitarianism, history of this argument? Is anything left out? Who is the reader? How would they react to essay about leadership, these arguments?

How is this essay effective or ineffective for this audience? What constraints (prejudices or perspectives) would make this reader able to ethical utilitarianism, hear or not hear certain arguments? What is the become, exigence (events in this moment in time which affect the ethical, need for this conversation) that makes the audience interested in this issue? Michael Critchton's Let's Stop Scaring Ourselves argues that we are overdoing caution and fear. See my Sample Reading Response to on Peter's, this essay and also check out Lisa Rayner and Don Fraizier's response. Text : Analyzing the ethical utilitarianism, text is very much like doing literary analysis, which many students have done before. Essay About. Use all of utilitarianism, your tools of literary analysis, including looking at the metaphors, rhythm of anesthetic, sentences, construction of arguments, tone, style, and use of language. Example:

The organization of essay title is effective/ineffective because ___________ . The essay's opening causes the utilitarianism, reader to ___________ . The essay's style is ___________ and the tone is shown by ___________ . The language used is___________ . The essay's argument is constructed logically/illogically by ___________. The essay is organized by ___________ ( give a very brief description of the structure of the Sports Schools Essay, essay, perhaps telling where the description of the problem is, where claims are made, and where support is locatedin which paragraphsand why this is effective or ineffective in proving the point ). Author: Youve probably also analyzed how the authors life affects his or her writing. You can do the same for utilitarianism this sort of analysis. For example, in my sample reading the response about Michael Crichton's Let's Stop Scaring Ourselves article, students noted that the fact that Crichton is the author of orders, doomsday thrillers like Andromeda Strain and Jurassic Park makes his argument that we shouldn't pay much attention to current doomsday scenarios like global warming rather ironic. If you don't know anything about the author, you can always do a quick Google Search to ethical, find out. Sample format: The author establishes his/her authority by ___________ . The author's bias is tattoo, shown in ethical utilitarianism, ___________ . The author assumes an audience who ___________ . Essay On Peter's Park. He/She establishes common ground with the audience by ethical, ___________ . Reader: You can write this section by inferring who the intended reader is, as well as looking at the text from the viewpoint of other sorts of readers. Orders. For example, Readers are interested in this issue because of the utilitarianism, exigence of tattoo anesthetic, ___________. Constraints on the reader's reaction are ___________.

I think the utilitarianism, reader would react to the bishop orders his tomb, this argument by ___________. I think that the author's ___________ is ethical, effective. ___________ is less effective because ___________ includes ___________. The support is adequate/inadequate and is relevant/irrelevant to the authors claim. What do you think? Does this article persuade you? Generally, your response will be the end of your essay, but you may include your response throughout the paper as you select what to summarize and essay leadership analyze. Utilitarianism. Your response will also be evident to to Abandon Sports Schools Essay, the reader by utilitarianism, the tone that you use and the words you select to talk about the article and writer.

However, your response in Park, the conclusion will be more direct and ethical specific. It will use the when become country, information you have already provided in your summary and analysis to explain how you feel about this article. Most of the time, your response will fall into one of the following categories: You will agree with the author and ethical utilitarianism back your agreement up with logic or personal experience. You will disagree with the author because of your experience or knowledge (although you may have sympathy with the author's position).

You will agree with part of the when did china a communist country, author's points and disagree with others. You will agree or disagree with the ethical utilitarianism, author but feel that there is a more important or different point which needs to be discussed in addition to tattoo, what is in the article. How will this article fit into your own paper? How will you be able to use it? Here are some questions you can answer to help you think about your response: What is your personal reaction to the essay? What common ground do you have with the author? How are your experiences the same or different from the author's and how has your experience influenced your view?

What in the essay is new to you? Do you know of any information the article left out that is relevant to the topic? What in this essay made you re-think your own view? What does this essay make you think about? What other writing, life experience, or information would help you think about ethical this article? What do you like or dislike about the essay and/or the ideas in the essay? How much of your response is related to your personal experience? How much is related to telecom companies in uk, your own worldview?

How is this feeling related to the information you know? How will this information be useful for you in writing your own essay? What position does this essay support? Or where might you use this article in your essay? You can use your answers to the questions above to help you formulate your response. Here is a sample of how you can put this together into your own essay (for more sample essays, see the links above): Before reading this article, my understanding of ethical, this topic was ___________. The Bishop Orders His Tomb. In my own experience, I have found ___________ and because of this, my reaction to this essay is ___________.

Interestingly, I have ___________ as common ground with the author/audience . What was new to me is ethical utilitarianism, ___________. This essay makes me think ___________. Orders His Tomb. I like/dislike ___________ in the essay. I will use this article in my research essay for ___________. Summary Analysis Response to Men and utilitarianism Women in Conversation. by Virginia Kearney 7. Summary, Analysis, Response Essay Example. by Virginia Kearney 0. How to Write an the bishop Evaluation Paper with Sample Essays.

by Virginia Kearney 15. 100 Problem Solution Essay Topics with Sample Essays. by Virginia Kearney 42. Easy Words to ethical, Use as Sentence Starters to Write Better Essays. by Virginia Kearney 129. 100 Cause and Effect Essay Topics.

by Virginia Kearney 37. Appreciated for tattoo anesthetic your effort! It does helped me a lot! Virginia Kearney 2 weeks ago from utilitarianism, United States. Hi Cathy, I tell my students that you want to include the examples you need to make your point clear, but you don't want to summarize everything. Hello, Thank you so much for your guide. Is it necessary to include the author's examples in an analytical argumentative essay? Virginia Kearney 7 weeks ago from United States. Rodsy, I'm so glad that this has helped you. Telecom. I hope you will continue to use my other guides and sample papers to complete your other projects.

Rodsy Karim Taseen 7 weeks ago. Thank you so much for making it easy. Now I along with my group members can complete our assignment on writing summary on different research papers, based on the filed of International Business. Thank you so much! I really appreciate the effort put into your work. Ethical. :) this will really help me now and in future. Virginia Kearney 4 months ago from United States. Hi, Chloe! It would depend in part what sort of assignment you've been given.

Generally, in doing a summary, you do not need to orders his tomb, put the ethical utilitarianism, information exactly in the same order as the original paper. The important thing in summarizing is that you actually understand the tattoo anesthetic, information clearly enough that you can put it into your own words. I'm guessing that with the title, the ethical utilitarianism, article has a number of reasons why we should allow the the bishop orders his tomb, drugs. Ethical. If the reasons can be grouped, into 3-4 types of reasons, that would be your best organization technique. For example, I can image that the on Peter's, reasons to allow performance enhancing drugs are probably: We can't prevent athletes from getting around the rules.

We have better athletic contests if we allow drugs. We don't have the right to tell athletes what they are doing with their own bodies. I'm not sure what your article says, but I'm guessing that you could group the ethical, reasons around a few themes and organize your summary that way. hi there, i am doing a science report on Why we should allow performance enhancing drugs in sport and the article has 12 subheadings and i am supposed to summarize all of them. His Tomb. What structure would i put the ethical, paragraphs in so it isn't just random information summarizing the subsections, and i have an actual format to follow? Thank you :) Virginia Kearney 4 months ago from United States. Hi, Brad! You are probably needing one of when did china a communist, my other articles if you are doing an argumentative essay.

When you do an argument, you actually need to have a main claim that you want to persuade your audience to believe. Ethical Utilitarianism. The analysis part of that sort of essay means that you evaluate the pros and cons of other ideas about that claim. I don't use the term analytical argumentative essay in essay leadership, my class but I do teach this same idea. I call it persuasive essay, or argument essay and I have several articles that tell you how to write that sort of essay. Look at the links to the side or search for them on Letterpile using my name. Would this be considered an outline for an analytical Argumentative essay? Virginia Kearney 5 months ago from United States.

Hi--If you are doing a summary, analysis, and response, then you do it the same as we've described here except that you would summarize the story and then analyze whether it was told effectively and finally give a response. If you are actually talking about writing a narrative paper about something that happened to utilitarianism, you, you need to see my article on Essay on Peter's Bench How to Write a Reflective Essay with Sample Essays. Search for it on Letterpile or on my profile page. cletusoe12 @gmail.com 5 months ago. How can I write a story of a personal encounter in an accident. In narrative essay. Please can you give me example?

Virginia Kearney 6 months ago from United States. Hi Mimi--In the ethical utilitarianism, response section, you can explain how you are going to Reasons to Abandon in American High, use that article in your research paper. You might want to see my article on How to do an Annotated Bibliography, which also includes a sample. Virginia Kearney 6 months ago from United States. Glad this is helpful to ethical utilitarianism, you Flor. I am not currently doing online tutoring but it is interesting for you to Park Bench, ask this because I've been considering setting up a website with videos and utilitarianism some live instruction help. what a great way to Essay on Peter's Park Bench, explain you have used here. Are you interested in doing tutoring online? I would love to have the opportunity to be tutor by you.

Hello, I am actually working on three articles and my supervisor asked to make a summary including analysis.But what I would like to know how can I show that these three articles are related to my future research paper?how can I analyze them?can you please help me? I love the way this website gives steps and examples. I love how you can distinguish all of this into ethical your on understanding. Leadership. All of this explaining is a great source for anything. Ethical Utilitarianism. You have to love everything about this site. This is the on Peter's Bench, best.

Virginia Kearney 9 months ago from United States. Hi Brianna--If you are doing a summary of an article, then I would do that first. If you are not responding to a particular article, then you should give a summary of the situation around this law and the different sides of the argument. Then pose a question which is ethical utilitarianism, interesting to you. Your response will be more interesting if you go beyond just the idea of whether this is on Peter's Park, good or bad. Here are some ideas: Is this an effective strategy for pro-life groups to use? Does just raising the issue of burial change the conversation about abortion? Should women considering abortion have to think about utilitarianism burying their baby? How can I come up with a theme for my response paper. I am responding to the Texas new law that requires burial for aborted fetuses.

Any ideas? Virginia Kearney 10 months ago from United States. Thanks for essay about letting me know Seza! This type of essay is not very well explained in many textbooks and that is what led me to write these instructions and ask my students to post examples. Since I've been using these instructions, I've found my students do a much better job at writing these kinds of essays, which is important because the utilitarianism, thinking you do while writing these essays is what prepares you for doing good research. This post has been of great help for me and tattoo anesthetic my friends. Thank you very much. Excellent lesson. It helped me with reviewing summarizing with some of my students who were still having difficulty. I especially liked the chart.

However, please change adjective to adverbs. Thanks for the information. Very good insight on analysis description. I want to thank you for your time and effort in ethical utilitarianism, helping people be all they can be. Keep up the great work.

Virginia Kearney 12 months ago from United States. Thanks Singapore! I love the fact that what I write and use to teach has helped people all over the world. I'm approaching 8 million views now! Thanks from Singapore! It's for literature :) Virginia Kearney 12 months ago from United States. Thanks Simon! I've done a lot of writing over the years and I enjoy experimenting with different styles. I like the style of your post writing.

It's very rare to find something like this. This my second semester in the university and I have to write. Analysis essay I find your site very helpful for me. Really thank you. Virginia Kearney 16 months ago from tattoo anesthetic, United States. Hi Ercan! Since I started writing online in 2008, I've been amazed to see people from all over ethical, the world reading my work and being helped by the information I've developed for my students at college here in the United States. Having had students from many other countries in my own classroom, I know that sometimes they have not gotten much instruction from tattoo anesthetic, native English speakers.

I am glad to be able to provide help for free to improve student's written English. Ercan Oztoktay 16 months ago. Thanks so much from turkey. My first time to write a summary of a 4-page research paper, this useful article really helped me, thanks :) I don't know why I should go to school. This is the right place. Utilitarianism. It's helping me in my English composition 2 class.thank you. Virginia Kearney 22 months ago from United States. Hi Ed, I'm not sure what your instructor means by writing with authority. Tattoo Anesthetic. They may mean they want you to quote reliable, authoritative sources.

In speech, we show authority by using declarative sentences which tell people what to do, such as, Be sure you write clear sentences using concrete adjectives and vivid adverbs. I suggest you ask your instructor for some examples of what they want you to ethical, do. Hello Professor Lynne. Anesthetic. I have to write an essay with authority, can you advise me why type of words I can use to show my point? By the ethical, way the topic is dealing Information Technology. Virginia Kearney 2 years ago from United States. Thanks yakul for his tomb your comment. As a writer, I know I am always learning and improving too!

Matty Fernandez 2 years ago from utilitarianism, Passaic, NJ. I have to turn in a summary page for Critical Thinking. You've helped me lots! Please follow me. Christy Maria 2 years ago.

I am a student in University right now and I have to write response papers so often. This article is telecom, extremely useful for me so im going to utilitarianism, make sure to save it and look back on Bench it when I have my next paper due! Thankyou. Najat 2 years ago from Rottherdam - NL. i like your hub, great sharing, i love the instructions. greeting from Hijama. Virginia Kearney 2 years ago from United States. Aesta--glad to know this helped you. My class is structured so that my students have to plan before they write, and then get feedback from peers before re-writing. Many of utilitarianism, them don't like that process because they want to get it all done in Reasons Sports Schools, one sitting, but after they have gone through this process for a semester, they begin to utilitarianism, realize that stopping to organize their thoughts first often means that the anesthetic, writing goes much more quickly.

In the end, it takes less time! Mary Norton 2 years ago from Ontario, Canada. Enjoyed reading your hub as it is really well written and very substantial. Ethical Utilitarianism. I need to digest this information and start applying this in my work. I often just write spontaneously, no outline, and I organize this after. Essay On Peter's Park. Armed with these questions to ask as I write, maybe I can really put substance into utilitarianism my random thoughts. Lloyd Jenkins 3 years ago. This was great information, it will help me in the bishop orders his tomb, my English class this semester.

Organization is key in utilitarianism, writing a good summary and telecom response. Virginia Kearney 3 years ago from United States. Organised Kaos--do you really live in Tasmania? That seems like a fairy tale place to me. Of course, as I write that, I realize that the places I've lived, Southern California, Texas and Florida may seem like fairy tale places to people in other parts of the world! Good luck on your college career. I went back to graduate school after 10 years of working and found that I enjoyed going to school so very much more than I had when I was younger.

I actually enjoyed the chance to learn things. As a professor, I really enjoy having students like yourself because their life experiences make their writing much more interesting. Actually, that reminds me that last semester I had a student from utilitarianism, Australia who was older because he had been a professional Rugby player for several years before coming to on Peter's Park Bench, the U.S. to go to college and play American football. The whole class enjoyed all of ethical utilitarianism, his experiences and to Abandon Sports High Essay I'm sure your classmates will enjoy yours too. Anne 3 years ago from Hobart, Tasmania. Australia.(The little bit broken off the bottom of AUS) Thanks for a great hub.

Just about to utilitarianism, go back to college after 20 years and am a little nervous about having forgotten this kinda stuff. Will be following you too as I want to be able to refer at a later date, back to your instruction. Virginia Kearney 3 years ago from United States. How interesting Maddie--thanks for essay about letting me know. My husband is a scientist and I love doing technology and science papers with my class in the second semester. I will have to think about doing some more topic ideas for science classes. I'm doing this for ethical science. Anarkali Suits 4 years ago. “Words can be like X-rays if you use them properly -- they’ll go through anything. You read and you’re pierced.”

This page is a great method to connect to others. Congratulations on on Peter's a job well achieved. I am anticipating your next. Virginia Kearney 5 years ago from United States. B. Leekley--absolutely! I'm so glad that you recognized that responsive reading doesn't just have to be to ethical, texts.

Anything that provides us something to think about did china country can be put into a responsive reading. You've reminded me that I need to ethical, add my own Hub which responded to a Harvard Study on the effect of Essay Park Bench, going to 4th of July celebrations to my links. Brian Leekley 5 years ago from ethical utilitarianism, Kalamazoo, Michigan, USA. Thank you for this interesting and helpful hub. The Bishop Orders His Tomb. I have bookmarked it. I can foresee myself writing hubs that are responses to hubs that argue for a philosophical or political position. Virginia Kearney 5 years ago from United States. I'm glad! I'm just now grading my student's Summary, Analysis and Response essays and I'm so pleased that they have really understood how to ethical, do this paper. I'm hoping my directions this semester have been clearer. We did two days of peer editing, which I think helped.

This paper is similar to the Reading Response paper, and both of these Hubs are are the very top in number of hits, so I think that many people have trouble on these essays and the textbooks don't always describe them well. Many thanks Virginia..you made things a lot simpler for telecom me! Virginia Kearney 5 years ago from United States. johnsdfd--good question. Yes--I should add that to ethical utilitarianism, the hub. You do a bibliographic entry in either mla or apa style at the top, then the summary/analysis/response is below. htodd 5 years ago from United States. Great post virginialynne..Thanks. Virginia Kearney 5 years ago from United States. Glad I helped you nico!

My class is just starting on Reasons in American Schools this essay now and so I was looking at my Hubviews and very surprised to find this one had over 3,000! I really published it for ethical my own classes, but the class I'm teaching now is the first one that will use it. Guess there are a lot of other people out there needing help! Virginia Kearney 6 years ago from United States. Thanks! I think that a lot of the when did china country, instructions given for essays really don't help you know how to organize them. I've actually learned a lot about writing by ethical, trying to figure out how to tattoo, teach other people! Rose Clearfield 6 years ago from Milwaukee, Wisconsin.

Well written. I like how you break everything down. Copyright 2017 HubPages Inc. and respective owners. Other product and company names shown may be trademarks of their respective owners. Ethical Utilitarianism. HubPages ® is tattoo anesthetic, a registered Service Mark of HubPages, Inc.

HubPages and Hubbers (authors) may earn revenue on utilitarianism this page based on affiliate relationships and Park Bench advertisements with partners including Amazon, Google, and others. Copyright 2017 HubPages Inc. and respective owners.

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Librarian Resume Sample and Writing Tips. By Resume Genius. Click here to download. this MSWord Librarian Resume. Library Page Resume. 7844 Bond Street, New York, NY 63414.

Recent graduate looking to leverage three years of internship and volunteer experience into your Librarian I job. opening. Experience working as both a childrens and ethical a reference librarian, and assisted with various library projects such as presentations and grant writing. Companies In Uk. Possess a Master of Library Science degree. OAK VIEW PUBLIC LIBRARY New York, NY.

Librarian Intern | Reference Desk, Childrens Library January 2014 Present. Researched, assisted writing, and won a $500 grant offered by the American Association for the Advancement of Science and Neutrogena to host library programs regarding skin care Spearheaded a silent auction fundraising activity raising over $3000 in library donations Assisted with the coordination of childrens library operations, promoting special activities through email list campaigns Analyzed patrons requests to determine needed information, and assisted in ethical collecting and furnishing that information Assisted with the checking in and out of orders, books in a library serving. BUFFALO LIBRARY Buffalo, NY. Library Volunteer June 2012 January 2014. Taught first-time visitors how to browse the library catalog by utilitarianism, using the OPAC (Online Public Access Catalog) Assisted patrons with locating books on shelves Processed new materials including books, audiovisual materials, and computer software Performed clerical activities, such as answering phones, sorting mail, filing, typing, word processing, photocopying, and mailing out material. Master of Library Science, June 2014. Bachelor of about, Arts in English, June 2011. Skilled at ethical utilitarianism, grant writing audience analysis, proposals, submissions Mastery of when a communist country, Microsoft Office Suite Organized, efficient, and friendly with the public Bilingual English and Korean.

Resume Builders: How to Write a Librarian Resume. The tips and insights on utilitarianism, this page were provided by professional librarian Susan Frohnsdorff, who was kind enough to be interviewed for her take on what makes a strong librarian resume. She is the Assistant Branch manager for to Abandon Sports in American High the public library in Mt. Pleasant, South Carolina. She has a Master of Library Science from Kent State, and has been working as a librarian since 1998. In a sea of entry-level candidates, what can you include on ethical, your librarian resume to become a communist country make yourself stand out? Susan identified several key areas where entry-level and professional librarians can strengthen their resumes to make themselves more attractive candidates. Weve written an ideal resume based on ethical, her suggestions. We suggest that you follow along with these tips and pay attention to the small details to help you get your foot in the door. (Keep in essay leadership mind that the resume sample on this page is for ethical an entry-level candidate looking to tattoo anesthetic land a job as a Librarian I. Begin with a sterling Career Objective. Starting off with an eye-catching Career Objective is a key aspect of writing a resume that will get you more interviews.

In this section, you should boil down the most essential aspects of utilitarianism, your professional experiences, academic record, and skills, and essay about leadership present them in a tight and concise three-sentence paragraph. (Read more about how to ethical write a Career Objective in companies our in utilitarianism depth article.) Lets take this candidates Career Objective apart sentence-by-sentence and discuss what makes it strong. In the first sentence, the his tomb candidate reveals several bits of relevant information that would entice a hiring manager. First, she immediately reveals that shes an entry-level candidate looking to fill a specific job role (Librarian I). In addition, she places her valuable librarian related internship and volunteer experiences in the first sentence, which quickly makes her a relevant and strong candidate for that particular job role.

Pay particular attention to the bolded sections: Recent graduate looking to leverage three years of internship, and volunteer experience into your Librarian I job opening . Susan emphasized that volunteer and internship experience are the most valuable items to ethical include on an entry-level librarian resume, as they can give you the type of his tomb, real-world experience that hiring managers are looking for in a potential candidate. Ethical. Volunteering is easier than ever now just use a website like this to get matched up with local opportunities. Having volunteer and internship experience indicates that you wont need to his tomb go through as much training. Having volunteer and internship experience indicates that you wont need to utilitarianism go through as much training, and that you have the drive and about leadership initiative to discover opportunities and take advantage of them, which are excellent qualities for a potential candidate to have. In the ethical utilitarianism second sentence, the candidate reveals that shes had experience in both childrens librarian services and reference desk services, and has also helped with presentations and grant writing. Take a look at in uk, that sentence here: Experience working as both a childrens and a reference librarian , and assisted with various library projects such as presentations and grant writing. Why is this sentence so important? Susan said that she prefers to hire librarians who show that they are constantly improving themselves, and have experience working in ethical all job roles at a library.

If you dont have experience writing grants, or have only worked as a childrens or a reference librarian, try to the bishop move out of your comfort zone and learn new skills and ethical job roles for a stronger resume. Finally, the candidate reveals that he/she has a Master of Library Science degree, which is a prerequisite for the Librarian I job opening. With this information at the top of the resume, the when did china a communist country candidate will have both made the utilitarianism resume extremely relevant to the job opening, and captured the hiring managers attention. Target your professional experience section, and quantify it. Your primary goal in on Peter's Park Bench this section is to respond to the hiring managers job description as much as possible. If you visit this website, you can see a list of normal Librarian I job duties (and all of the other roles as well.) Ideally, you should fit your resume to match the job description written by ethical, the library you intend to about leadership apply to. However, your resume should be more than just a bland list of job duties that youve performed previously. You should make your resume achievement oriented, meaning that your resume is utilitarianism reflecting your professional accomplishments, not just robotic daily duties. Susan identified a few items that she likes to see on when did china become a communist, a resume, because they indicate competence, self-discipline and ethical utilitarianism a desire to learn, improve, and grow as a librarian over time.

Weve included most of them on this resume, and wherever possible, quantified them and you should do the same. Quantification means that wherever you can, you should include numbers to describe your experience clearly. 1. How many years of experience the candidate has. This is the most basic form of essay about, quantification, but many forget to include the ethical utilitarianism number of years theyve been working professionally. This information can have a big impact. recent graduate looking to tattoo leverage three years of internship and ethical volunteer experience Giving the hiring manager a sense of the size of the library you worked in will give them a clearer picture of the scope of the anesthetic responsibilities you had to undertake. It also shows that you pay attention to the details. Assisted with the checking in and out of books in a library serving. Earning grant money is a great feather to put in your cap, and you should display it proudly on your resume.

Researched, assisted writing, and won a $500 grant offered by the American Association for the Advancement of utilitarianism, Science 4. Donations earned through fundraising activities. Both book and when a communist country monetary donations are an important part of many libraries operating budgets, so by putting a dollar value on any type of fundraising activities that your were a part of, or that you initiated. Spearheaded a silent auction fundraising activity raising over $3000 in library donations. Quantifying your experience will make your resume stand out. Susan said that the minimum she expects to see on a librarian resume is the ability to utilitarianism use the Microsoft Office Suite, and anesthetic basic computer skills into order to ethical be able to use the companies library operating system. She indicated that while Microsoft Word and Excel were the most necessary to have experience with, knowledge of Power Point was useful for helping library patrons with their projects, and knowledge of Publisher was useful for making publicity signs.

Susan also looked favorably on including soft skills such as Organized and efficient. She noted, however, that there should be evidence in your job description bullet points to prove that you really do possess those soft skills. Another way to diversify you from the rest of the utilitarianism pack is to include any additional foreign language skills you have . Youll want to be proficient enough to be able to tattoo hold an interview in whatever languages you claim you can speak however, so a semester of high school Spanish would not be something you include, but native level Korean would be. All of the above are great ways to make your resume stand out. But what else can you do now in utilitarianism your librarian career to ensure that your resume will look strong for future jobs? Where else would a hiring manager look to about see if youre a good candidate to interview?

I asked Susan how she would choose between two very similar resumes, between two candidates of utilitarianism, similar backgrounds. She said that if she had to choose between two very similar resumes (similar educational and Schools work experiences), she will look for ethical evidence that one candidate shows more initiative and drive than another . She determines this by essay, looking for the following attributes: Engaging in project experience means developing public programs, doing presentations, and training and teaching patron classes. This could mean anything from utilitarianism, rearranging reference books more in a more logical manner, to having authors come into speak to your patrons, or giving a lecture on a topic that you have expertise in. Heres an tattoo anesthetic example from this resume where the utilitarianism candidate emphasizes their project experience: The more professionally engaged you appear to be on your resume (as evidenced by the projects youve managed), the orders more youll stand out from your competition. Susan suggests that you write and utilitarianism apply for grants to put on the bishop orders, programs in your library.

As you saw earlier, the candidate in the above resume sample actually earned a $500 grant (which is actually something Susan did, by the way!) If youve won other awards associated with being a librarian, such as Librarian of the Year (or quarter!) dont forget to include that information as well. 3. What about Professional Organizations and Associations? If you belong to an organization such as the American Library Association (ALA) or anything similar, feel free to create a section on your resume that includes this information. However, Susan said that she does not look to see if candidates belong to librarian association, and ethical that it doesnt affect how she views a resume. Susan says she doesnt belong to an association because the on Peter's Park Bench fees are too high. So dont feel pressured to join an association just to beef up your resume its probably not necessary. We hope that this article helps you write your resume, and we wish you the best of luck on your job search.

Didnt get the specific answers you wanted from this page? Please leave a comment with your question or visit Resume Genius on Facebook, Twitter, Google Plus, or Linkedin to utilitarianism ask. Companies. And if you really liked the sample, dont forget to pin it on ethical utilitarianism, Pinterest! Share Librarian Resume Sample and Writing Tips Our code geeks and HR experts are proud to introduce our new Free Resume Builder software to help you land more interviews in in uk todays competitive job market. We provide HR-approved resume templates, built-in job description bullet point phrases to ethical choose from, and easy export to on Peter's Bench MS Word and PDF. Get awesome job opportunities sent directly to ethical utilitarianism your inbox. By clicking Send Me Job Alerts, I agree to the Resume Genius Terms of Use and did china a communist Privacy Policy. Play the One-Minute Game Thatll Show You How to Improve Your Resume.

Think you can judge the ethical utilitarianism quality of a resume within 6 seconds? The answer may surprise you. Orders His Tomb. Put your skills to the test, and learn how to ethical make your resume 6 second worthy! 3 Reasons Why I Wouldn't Hire Tom Brady. Tom Bradys resume is a couple yards short of a touchdown. There are tons of tattoo, errors throughout.

See why. How to Modify and Maximize your Resume Template. Need a resume template? Feel free to download one, but be sure to make small modifications to unlock your. Would You Rather Work for a Man or a Woman? Do people still care whether they work for a man or woman, or do most people simply look for a nice job. 5 Ridiculous Excuses To Calling Out Of Work That Were Surprisingly Successful. Every office is bound to utilitarianism have that one person that abuses the call-out policy.

These people go above and. Resume Genius' builder, resources, advice and career tips are regularly featured on some of the world's leading online and offline publications including: Our code geeks and HR experts are proud to introduce our new Free Resume Builder software to help you land more interviews in when a communist today's competitive job market. HR-proven resume templates, built-in job description bullet point phrases to choose from, and easily export to ethical utilitarianism MS Word and PDF.

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8 Simple Business Plan Templates for Entrepreneurs. Writing a business plan is an important step in ethical, the startup process. It helps you and your partners decide if you will work well together, teaches you about the to Abandon Sports High Schools, marketplace, and lets you brainstorm business and product goals. But because of all the effort and utilitarianism, detail involved, many entrepreneurs dread the thought of sitting down and Reasons in American High, creating this critical but time-consuming document. While business plans can be frustrating if you#39;re writing one from scratch, there are plenty of ethical utilitarianism, online templates available to tattoo, take some of the pain out of the process. Small business owners can benefit from ethical simple, easy-to-follow business-plan tools so they can spend less time writing and more time launching. The Bishop Orders His Tomb. Here are eight resources you can use to help you craft a professional business plan quickly and easily. Ethical Utilitarianism. You#39;ve heard about the bishop orders those entrepreneurs who started off by jotting down their ideas on utilitarianism, a napkin at a bar, café or restaurant. $100 Startup#39;s One-Page Business Plan is a little like that, but more organized. Designed for entrepreneurs who are itching to get started, this simple business-plan template asks a handful of tattoo, questions that you can easily answer in one or two sentences. It covers everything from what you sell and who will buy it to how you will get paid, hustle to find customers, foresee challenges and overcome the ethical utilitarianism, obstacles all in a single page. When Did China A Communist. [Writing a Business Plan? Do These 5 Things First] Not all small businesses are concerned with credit lines, partnerships and office space at least not in ethical utilitarianism, the beginning.

So why should their initial business plans include these things? Copyblogger#39;s Remarkably Simple Business Plan doesn#39;t. Instead, it offers a business-plan template fit for the real would-be entrepreneur#39;s world. Orders His Tomb. Whereas most business-plan templates assume all businesses are uniform, Copyblogger#39;s Remarkably Simple Business Plan was created to get to ethical, what entrepreneurs really need to know to start a business: the ins and outs of the product or service, how customers will find the business and how the business will make money. On Peter's Park Bench. Simply copy and paste the template of the ethical, Remarkably Simple Business Plan, created by Sonia Simone, co-founder and Essay on Peter's, chief content officer of Copyblogger Media, and you#39;re good to ethical utilitarianism, go.

Founded in 2011, Enloop is regarded as an innovative player in the business-plan-creation industry. Like many others, the service uses an online interface to help automate your business plan#39;s creation. To get started, users enter basic information about their businesses, including product details. Then, Enloop#39;s software uses metrics to a communist, help predict the financial performance of the company in comparison with others in the sector. According to ethical utilitarianism, CEO Cynthia McCahon, the goal of the become a communist country, company is to help entrepreneurs make better-informed decisions. Users can get started on Enloop for free; more advanced paid options are also available. LivePlan is a relatively new entrant to the online business-tools market that helps you every step of the way, from the planning stages through your launch. Like other services, LivePlan allows business owners to craft perfectly formatted plans. From there, users can create the presentation necessary to pitch their business ideas to ethical utilitarianism, would-be investors.

Once off the ground, businesses can track revenue and expenses against forecasts, and multiple users within a company can work through the LivePlan interface. Pricing starts at less than $12 a month. The One Page Business Plan Company. Created by tattoo, The One Page Business Plan Company, this simple business template covers only the key areas entrepreneurs need to address to start a business: their vision for ethical, the company, mission for why the business exists, objectives for setting out goals, strategies to make the business successful and action plans indicating what work needs to be done. Unlike complicated business plans, boring blocks of text are not required bullet points will do.

Are you the visual type? Look no further than Angela Bowman#39;s One-Page Visual Business Plan. Based on the principles of the Business Generation Model Strategyzer app, Bowman#39;s One-Page Visual Business Plan uses sticky notes to help you creatively craft an out-of-the-box business plan. To create a One-Page Visual Business Plan, start by separating a single page into anesthetic, different sections or columns, such as company information and customer segments. Write down your ideas or responses on a sticky note, and ethical utilitarianism, then stick it on the corresponding section.

You can also color-code the sticky notes for better organization. Then, if your plans change, you can easily remove a note, move it around or add new ones to essay about, better fit the ethical, direction in which your business is anesthetic headed. SBA Build Your Business Plan Tool. The fact that the U.S. Small Business Administration (SBA) has an online tool to help users craft business plans will come as no surprise to anyone who has investigated the SBA#39;s offerings before. The agency has a wealth of utilitarianism, free planning, financing and consulting tools and resources, both online and when did china become, through available consultants. The SBA#39;s online tool for business-plan creation allows a user to ethical utilitarianism, enter information on a Web interface that is tied to that user#39;s account. The administration says this is intended to be a live plan that can be referred to and changed as the company#39;s plans progress. The SBA encourages entrepreneurs to essay, use their generated plans to discuss their company#39;s prospects with SBA advisers like those available through SCORE and the Small Business Development Center. Ethical. The SBA#39;s tool is available online at no cost.

Greg Go, co-founder of online finance community Wise Bread, is a big believer that entrepreneurs who are just starting out don#39;t need lengthy business plans. What they actually need, he said, is an on Peter's Bench internal working plan to get started. The internal working plan consists of four simple questions that make up the simple business plan: What is your product or service? Who are your customers? When will things get done? When are bills due, and when do you get paid? To guide entrepreneurs in ethical, completing their four-question business plan, Go provides a simplified way of answering each question in orders his tomb, his blog post on the subject. Editor#39;s note: If you#39;re looking for information to help you with writing a complete business plan, use the questionnaire below to have our sister site provide you with information from a variety of vendors for free.

Updated on May 1, 2015. Additional reporting by Business News Daily staff writer Sara Angeles.

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Historical Review Of Mutual Funds. In the early commercial history, Egyptians and Phoenicians sold shares in vessels and caravans in order to spread the ethical risk of Reasons Sponsoring Sports in American High Schools their venture. On the same lines the idea of mutual fund has its formal origin in Belgium, here the idea was used in transportation of ships. In 1822 Societes' Generale de Belgique was started as first Investment Company to finance investments in ethical national industries with high associated risks. Later, in Switzerland and in France similar agencies took birth, still later in 1860's it also moved to England, in 1868, the the bishop orders his tomb foreign and colonial government trust was established. In USA, the idea took root in the beginning of the 20 Century and there was little activity up-till 1924, in ethical 1924 three investment companies were organized.

' Massacheusells Investment Corporation. ' State Stree Investment Corporation. ' US and foreign securities corporation. All these institutions are still operating. Investment companies Act of 1940 was enacted to protect the telecom companies public investment. There are over 5000 mutual fund schemes with total assets of over US $1million will prefer to mutual fund route to investing in utilitarianism equity instead of direct participation in essay leadership share market. Fidelity Investment, is the largest fund, the ethical utilitarianism annual growth rate is 20-25% the trend is almost similar in telecom all Europe.

In 1920, it entered Canada, Canadian Investment Fund in 1932, was the first mutual fund in Canada, later on utilitarianism, it spread to almost all countries of the world. In U.K, nearly 80% of investors look to the mutual funds unit trusts as they are called there. The unit trust is leading bank deposits. Mutual funds in the U.K. are divided into two, namely, 1. Unit trusts are essentially Open-ended funds. 2. Investment trusts are Close ended funds. Japanese Trusts are of anesthetic two kinds: 1. Unity type investment centers. 2. Open type investment centers. In Japan investment trusts were set up under the securities investment law, 1951. The unique characteristic difference between Japanese investment trusts and American mutual funds is the fact tat the mutual fund industries in utilitarianism America evolved in essay about leadership response to market needs, whereas the development of the Japanese investment trusts has been in response to Government Policy.

In recent years mutual fund in Japan and Far East countries have been showing excellent performance. Mauritius and Netherlands are emerging as tax heavens for off shore mutual funds. HISTORY OF MUTUAL FUNDS IN INDIA. Mutual funds entered Indian Market in 1963. Utilitarianism? Unit trust of India was set up under the UTI Act, 1963. It operates both as a Financial Institution and as an Investment Trust. Unit scheme 64 was the first scheme started with a basic objective of mobilizing savings though the sale of units and invests them in equities and other securities. It offered three-dimensional benefits namely high yield, capital appreciation and liquidity. The history of mutual fund in India till the mid of 80s' in virtually synonymous with the history of UTI.In 1986, the UTI launched first growth scheme. Master shares which was listed and Essay Park treated in utilitarianism stock exchanges. The monopoly of the UTI was broken in anesthetic 1987.

Public sector banks entered the scene with their mutual funds schemes with much fun fair i.e. in 1987, five banks. ' State Bank of India. ' Punjab National Bank. ' Along with LIC and GIC came out with their mutual funds. Mutual funds sponsored by ethical utilitarianism the banks and other public sector financial institutions became popular on account of.

' Wide network of collection centers of the bank and when did china become a communist other sponsoring organizations. ' Trust in the ability and reliability of the utilitarianism sponsors. ' Accessibility and familiarity with the did china become a communist sponsor bank/ organizations. Till 1992, the scene was well as the stock market was in a boom and utilitarianism share prices were rising quite sharply. So there was a great demand for equities, the investors could have never even thought in their wildest dreams to deliver. The investors rushed to buy at what ever was on offer they were not bothered about the risk associated with the quality of the funds on offer their objectives and track records of the fund managers. This irrational action on the part of the investors cost them heavily, when the bubble of Securities Scam burst in 1992, as the rise in tattoo the prices of the stock were not because of the ethical utilitarianism business performance but because of handiwork of few brokers it was destined to meet its logical tragic end. And when this happened the market reacted in a great panic, which led prices to fall like rune pins. After this, SEBI issued guidelines to Mutual Fund Industry in when did china become a communist country Mutual Fund Industry in utilitarianism 1993 and due to the Economic Reforms, Private sector and foreign companies entered into this sector.

The reasons for the bishop orders his tomb, private mutual fund to enter maybe- 1. Poor servicing, in ordinate delays in the receipt of unit certificates and divided warranties. 2. Indifferent performance of most of the ethical mutual fund schemes, which under performed the market thus denying the investor, reasonable returns. 3. Absence of adequate disclosure norms. 4. Lack of an investor friendly approach in general. Kothari pioneer was the first privates company to anesthetic launch its mutual fund in 1993 and Morgan Stanley was the first foreign company to enter into the Indian market which is one of the world's largest mutual funds. Briefly the categories of players can be divided into four types, viz. ' Public sector banks. ' Insurance companies / All India financial institutions. ' Private sector- inclusive of foreign companies and joint ventures.

Private sector funds are performing well in the market. Ethical Utilitarianism? A fund mobilized by private sector is more than UTI and public sector. RESOURCES MOBILISED BY MUTUAL FUNDS. Private Sector MF's Public Sector MF's UTI Grand Total. Open end Close end Total Open end Close end Total Open end Close end Total. of Funds 7769.59 76.91 7846.5 364.1 1307.1 1671.3 6820.23 6372.66 13192.9 22710.7.

Amount 1101.93 36.73 1138.66 291.85 404.16 696.01 9773.41 546.26 10319.67 12154.34. Redem-ption Amount 5180.98 74.16 5255.14 0.27 639.90 640.17 0.00 5610.75 5610.75 11506.06. Net In/Outflow of Fund 1486.77 -33.98 1452.70 72.03 263.13 335.16 -2953.18 215.65 -2737.53 -949.67. According to data available on provisional basis, the mutual funds mobilized Rs.22710.73 crore without adjustment of repurchase redemption during the financial year 1997-1998. However, it is important to note that in case of Open-ended schemes, there was a continuous sale and repurchase of mutual funds, and there was redemption of some of the schemes as specially of unit 64 scheme of UTI. Thus after adjustment of repurchases and Essay on Peter's redemptions, there was an outflow of utilitarianism funds of Rs.949.67 crore during 1998-1999.

Further analysis of data shows that while there was a net inflow of funds of Rs.1452.70 crore and Rs.315.16 crore in case of private sector mutual funds and to Abandon Sports in American High public sector mutual funds, respectively, there was a net outflow of Rs.2737.53crore in case of the UTI the largest mutual fund. Details are given in utilitarianism the following table: Table showing Resources Mobilization by Mutual Funds (Rs. In crore) CLASSIFICATION OF MUTUAL FUNDS. Based on advantages and services offered to various sections of the society, mutual funds can be classified into three broad categories.

Viz., It is based on anesthetic, the basis characteristics of the mutual fund schemes opened for the public subscription; it can be classified as; (A) OPEN ENDED MUTUAL FUNDS: It is a scheme in which a investor can buy and sell units on daily basis, where in the scheme have perpetual existence and a flexible ever changing corpus. Investors are free to buy and sell any number of units at ethical, any point of time, at prices, which are linked, to NAV of the units. As the NAV changes with time, so do the prices at which the investors can buy and sell these units it gives complete flexibility to the investor as he can invest or dis-invest at any time. The fund is not listed in the stock market. The investor can buy and sell these units form and to the mutual fund. In accordance with the recent changes, the fund manager has the option to list the fund in the stock market in when did china a communist addition to repurchase and resale. (B) CLOSE ENDED MUTUAL FUND: It is a fund where in it has a fixed corpus and operates for fixed duration at the end of ethical which the entire corpus is telecom companies, disinvested and proceeds are distributed to the various unit holders in proportion of their holdings. Ethical Utilitarianism? The fund can also make interim payments if it so decides.

Thus it ceases to exist after final distribution. The units are issued like any other company's new issues, listed and leadership quoted at the stock exchange. The units of close-ended funds are not always redeemable at their NAV. Market prices are determined by demand and supply and not solely by NAV. If the fund manager so chooses, he can offer repurchase facility. So also he can resume resale to the extent of repurchase.

All the ethical schemes discussed below are either open ended or close ended. Mutual funds differ with reference to tattoo the type of instruments in which the money can be invested. These are specified in the offer documents/ prospectus and accordingly the fund is ethical utilitarianism, structured for did china become a communist country, a particular purpose. They provide fixed returns for those who desire safety and utilitarianism steady income. The Fund is invested in Government securities and Bonds. It is more liquid, diversified and conservative investment with regular income and moderate capital gains. The price of units of a Mutual Fund fluctuates with changing interest rates.

They are mainly those who are willing to accept risk in the hope of a high Return. These are called Common Stock Fund. They are of two types ' Growth Funds and Go-Go Funds. Tattoo? The former consists of investments in utilitarianism Blue Chips and the latter is when did china, High Risk Stocks. They are mainly to maximize the current income of ethical utilitarianism investors. Become Country? They are two types of funds Low Investment Risk with steady income and High Risk Investment with maximum income. Investment would typically be in fixed income securities to ethical utilitarianism greater extent; and in shares, to a smaller extent.

Capital appreciation in such schemes may be limited. It is ideal for retired people and others with a need for the bishop orders his tomb, capital stability and regular income, and investors who need some income to supplement their earnings. As most of Investors prefer income Funds, the sales of this fund had dominated the other types of funds. (D) MONEY MARKET MUTUAL FUNDS: Investments are predominantly in Money Market Instruments like, Certificate of Deposits, Commercial Paper, and Treasury Bills etc. They are short term in utilitarianism tenure, highly liquid with high safety. This fund is an alternative to saving account of anesthetic high bracket savers. The fund cannot invest the corpus in shares, debentures and utilitarianism other such papers. Returns on these schemes may fluctuate depending upon the interest rates prevailing in the market. (E) SPECIALISED FUNDS:

These funds invest in securities of certain industries/specific set of or specific income producing securities. They carry more risk due to when did china become a communist lack of diversification. (F) LEVERAGE FUNDS: The funds borrow money in order to increase the size of the corpus and there by increase the benefit to the Unit Holders by operating with a larger corpus than the money collected. Now doubt the cost of ethical borrowing funds, which have to be more than compensated by returns on investments.

(G) BALANCE FUNDS: Here the assets are made up of a judicious mixture of tattoo industries, Stock and ethical Bonds. To secure reasonable rate of return, the funds are employed in leadership high-grade common stock and ethical conservative fixed income securities like debentures, bonds and leadership preference shares. Ethical Utilitarianism? In a rising stock market, the NAV of these schemes may not normally keep pace or fall equally when the market falls. It is Sponsoring Sports in American High Essay, ideal for investor's looking for utilitarianism, a combination of income and moderate growth. (H) PENSION FUNDS: These Funds provide for Reasons Sponsoring Sports Essay, long-term investments out of ethical individuals' investors' superannuation savings. They take advantage of tax rate available for telecom companies, such investors. Investments are made in utilitarianism the index scripts with the same proportion and weight age as that of index.

The performance of fund will be in the line with the Essay on Peter's Park Bench index. (J) TAX SAVING SCHEMES: These schemes offer tax rebate to ethical utilitarianism the investors under tax laws as prescribed from time to time. His Tomb? This is made possible because the utilitarianism government offer tax incentives for investment in about leadership specific avenues. Recent amendments to the Income Tax Act provide further opportunities to investors to save capital gains by investing in Mutual Funds. Ethical? This scheme is ideal for investors seeking tax rebate. MUTUAL FUND ' FRAME WORK. ' Approval by SEBI. ' Sound track record. ' Experience in Financial Services. ' Professional Competence, Financial Soundness, Reputation, etc.

' Contribution to on Peter's Bench AMC Capital 40% minimum. ' Names to be approved by SEBI. ' Legally responsible for administering the Trust and utilitarianism Compliance. ' Norms for the bishop orders his tomb, Trustees. ' Experience in Financial Services. ' Minimum 4 members on the board and 50% of the ethical utilitarianism members not to be connected with the sponsor. ASSET MANAGEMENT COMPANY (AMC) ' Managing funds for schemes. ' Performing Accounting Function.

' All day-to-day affairs of the on Peter's Bench Mutual Funds. Income of an utilitarianism, AMC/ AM fee. ' 1.25% of weekly average NAV (Net asset value) of each scheme up to Rs 1000 crore of assets managed. ' 1.00% greater than 100 crore. ' Infrastructure expenses to be borne by the bishop his tomb the AMC. ' Safe keeping of the assets held by the Fund. ' Receives and Delivers Securities for payment. ' Follow up on Corporate benefits. ' Provide an independent means of control. ' Issue of Account Statements to Investors. ' Arranges payment to Investors when they redeem.

' Takes care of utilitarianism non-commercial transactions like change of address, loss of account statement etc. The registrar maintains the investment account of the essay leadership Unit holders and ethical also handles the complaints and grievances from the investors relating to dividend, purchase and sale of tattoo units. REGULATION OF MUTUAL FUNDS. The Mutual Funds operating in ethical utilitarianism India was governed by anesthetic a number of Regulations and guidelines issued by utilitarianism various Agencies viz., UTI Act 1963 and UTI Guidelines, the Indian Trust Act 1882, Income Tax Act 1961 etc. Mutual Funds sponsored by Banks were governed by guidelines dated June 28,1990 and Revised Version dated February 14,1992. The Ministry of Finance and Government of India realized the need for Bench, a set of ethical common rules governing entire Mutual Fund Industry, appointing a Committee under the Chairmanship of Dr.S.A.Dave, who was the Chairman of UTI. Essay Leadership? The Committee submitted its report in 1992, based on these recommendations SEBI issued guidelines for the Mutual Fund Industry in January 1993. And these are known as Securities and Exchange Board of India (Mutual Funds) Regulations 1993. After the issue of these guidelines by SEBI, Mutual Fund Industry was opened for private sector to enter the ethical utilitarianism field. And all the the bishop orders his tomb Mutual Funds controlled by SEBI except UTI. Brief details of the SEBI Guidelines are: - ' Mutual Funds are to be established in the form of Trust under the Indian Trust Act.

' Funds and assets are to be managed by ethical utilitarianism an Asset Management Company. ASSET MANAGEMENT COMPANY. ' AMC shall have minimum net worth of Rs.10 Crores. AMC and Trustee of Mutual Funds are two separate legal entities. ' AMC should furnish SEBI their respective Memorandum and Articles of association for approval. ' AMC or its affiliate can undertake activities like management and advertising services to Pension Funds, Provident Funds, Venture Capital Funds, Financial Consultancy and Research, but should not act as manager for any other Fund. ' All schemes floated by Mutual Funds are to be registered with SEBI. ' A standard format of Scheme's prospectus has to be introduced. ' All the investors up to 5,000 Units will be given full allotment in case of over subscription.

' Mutual funds dealing with money market instruments are to be regulated by SEBI. ' Other Mutual Funds Schemes, which invest partly in money market and partly in Capital market, are regulated by SEBI. ' No Mutual Funds, under all its schemes should own more than 10% of Essay Park Bench any company's paid up capital carrying voting rights. ' Mutual Funds may invest in another scheme managed by the same AMC or others to the extent of 5% of the NAV. ' Mutual Funds can invest only transferable securities in Money Market or Capital Market. ' Investment in debt instrument should generally be in ethical utilitarianism those rated an investment grade and above. All Mutual Funds must distribute 90% of their profits every year among their investors. MARKETING OF MUTUAL FUNDS. Marketing is the big challenge in business especially of marketing of Mutual Fund.

The challenge is that with the same product and customers with diversified profile. Mutual Funds deal with small investor's hard-earned money, a sensitive commodity and only service is involved in selling the product. Since mutual Funds interacts with lakhs of investors who are likely to be associated for a longer tenure, post issue services plays an the bishop, important role in customer satisfaction. Along with four P's namely, product, price, place, and promotion, Mutual Fund has one more P i.e., Portfolio. The marketing division has to design the product according to the needs of the investors and place it in ethical utilitarianism right market, in right manner, targeted to the right segment. Essay Leadership? Formalities of ethical marketing Mutual Funds starts with taking permission from telecom in uk, Agencies like Ministry of Finance, RBI, SEBI etc. Gazette Notification of Schemes is then done. Marketing division has to evaluate the strengths, potentials, opportunities and ethical utilitarianism weakness of the market.

According to the market condition it has to design the products i.e., the in uk Scheme. Ethical Utilitarianism? The price should be so designed, such that to reach and attract small investors. The price of one scheme will differ from the other according to its segments of customers. Various techniques are used to reach the unaware pocket of investors like direct mailers to full-fledged marketing campaigns, the Fund will spend lakhs of on Peter's rupees to mobilize investments and consequently marketing cost will increase. So a marketing division should always balance its costs with the price of the scheme. The expenses of the fund should not increase the income from the fund. A Mutual Fund is an investment vehicle for those who want to ethical utilitarianism spread their risks and the bishop orders seek returns, which are than those available from Bank deposits or other investment avenues.

Such investors from should be educated to avoid facing situations of loss of faith in investments or heavy off-loading in the huge discount of NAV. Positioning of ethical Mutual Fund is very important. Mr. G.D.Shenai, Managing Director, Canara bank Mutual Fund states that ' Most funds have targeted the wrong segment of customers, he feels mutual offer a solution to those people who do not have access to the Stock Market, due to lack of time or because of geographical spreads limitations. Orders? It is utilitarianism, this segment of investors, which should be trapped through television.

Rural markets could be penetrated with special schemes aimed at this population. Also the wide Canara Bank network in the rural areas could serve this clientele. The portfolio of Sponsoring Sports in American High investments made by fund should be regularly reviewed by calculating the returns from each segment of the utilitarianism portfolio, their present market positions, evaluate their future market position etc. When A Communist Country? if one segment is not up to the target then the portfolio should be changed. The portfolio should be so designed which satisfies the Scheme's need. The portfolio of a debt scheme will have more equities and less debt, liquid funds have money market instruments and debt of very short-term tenure. Marketing of Mutual Fund is not deal based, but it is relationship based. The psychology of investor's needs deep insight; understanding and responding to present investor will obviously bring new investors besides retaining present investors. Thus data based marketing should be emphasized for open-ended schemes. PRICING OF MUTUAL FUND UNITS. Pricing is a very concept of marketing mix.

Pricing of financial products is a complicated issue. Very often, there are vast differences between face value and utilitarianism market price. There are some legal restrictions on pricing of units. SEBI Experts Committee on to Abandon Sponsoring in American High Schools Essay, pricing units: An Expert Committee was set up by SEBI under the Chairmanship of Mr.L.C.Gupta.

The Committee has suggested two options namely: 1. The purchase and ethical sale price can be determined with a fixed discount and premium respectively on his tomb, the NAV. 2. The AMC should have the discretion to fix the repurchase and sale prices as long as they are anchored to utilitarianism the NAV i.e., the repurchase price is not lower than 93% of the NAV, provided that the spread between repurchase price and the sale price does not exceed 7% calculated on the sale. Thus the Committee has opined the repurchase and sale prices in to Abandon Sponsoring Sports in American Essay the case open-ended schemes should be nearer to NAV after suitable adjustments for expenses in connection with entry and exit to or from the scheme as the case may be. SOME TERMS RELATING TO PRICE. 1. Entry load or front end load ' A sales fee charged at ethical utilitarianism, the time of purchase. 2. Exit load or back end load ' A fee charged at the time of redemption of repurchase of units. 3. Premium - If the price of the unit is higher than NAV then the units is issued at discount. 4. The Bishop Orders His Tomb? Discount - If the NAV is ethical utilitarianism, higher than the price of the unit then the tattoo unit is issued at discount.

5. Managed Fees ' The percentage changed for ethical, portfolio management. This expense will be stated in Fund's prospectus. These expenses may decline proportionately as the essay about leadership Fund's asset base increases. 6. Net Asset ' Total value of Fund's cash and securities less its liabilities or Obligations. 7. Expenses Ratio ' The annual expenses of a Fund include the Management fee, Administrative costs, divided by net assets. 8. Public Offering Price ' The sale price per unit at which a unit holder can buy the units. POP = NAV / 1 ' Sales Load. 1. Ethical? Redemption Price ' The sales price per unit at which a unit holder can sell the units of open 'ended scheme.

REDEMPTION PRICE = NAV / 1 + Exit Load. 2. Repurchase Price ' It is the the bishop his tomb price at which a close-ended scheme repurchased its units and it may include a back end load. Benefits of Mutual Funds. 1. Professional Management: Availing of the ethical services of experienced and skill professionals who are backed by a dedicated investment research team which analyses the when did china a communist country performance and prospectus of Companies and ethical utilitarianism select suitable investments to achieve the objectives of the Scheme. Mutual Funds invest in a number of companies across, aboard cross section of industries and sectors.

This diversification reduces the risk because seldom do all stocks time and in the same proportion. Investors can achieve this diversification through Mutual Fund with far less money he can do on his own. 3. Convenient Administration: Investing in a Mutual Fund reduces the paper work and helps in avoiding many problems such as bad deliveries, delay payment and unnecessary follow up with brokers and companies. On Peter's Bench? Mutual; Fund save time and make investing easy and convenient. 4. Return Potential: Over a medium of ethical long term, Mutual Funds have the potential to provide a higher as they invest in a diversified basket of selected securities. Mutual Funds are a relatively less expensive way to telecom companies invest, compared to directly investing in the Capital Market, because the ethical utilitarianism benefits of scale in brokerage, custodian and other fees translate into lower costs for investors. In open-ended schemes, one can get their money back promptly at Net Asset Value related prices from the Mutual Fund itself. Close-ended schemes units can be sold in a Stock Exchange at the prevailing market price or avail the did china become country facility of direct repurchase at NAV related prices, which some close ended and interval schemes offer.

Investor can get regular income information on the value of their investment in addition to disclosure on the specific investment made by utilitarianism the scheme, the proportion invested in each class of assets and the fund managers investment strategy and outlook. Through features such as regular investment plans, regular withdrawal plans and the bishop orders his tomb dividend reinvestment plans one can systematically invest or withdraw according to their needs and convenience. 8. Choice of Scheme: Mutual Funds offer a family of schemes to suit the varying needs of different types of ethical utilitarianism investors. 9. Leadership? Well Regulated: All Mutual Funds are registered with SEBI and they function within the provision or strict regulations designed to protect the investor's investment. The operations of utilitarianism Mutual Funds are regularly monitored by SEBI. While risk cannot be eliminated, skillful management can minimize risk. Mutual funds help to reduce risk through diversification and when did china become country professional management.

The experience and expertise of Mutual Fund manages in selecting fundamentally sound securities and timing their purchases and sales help them to build a diversified portfolio that minimizes risk and utilitarianism maximizes returns. At present investment in mutual fund schemes enjoy the following tax benefits ' 1. Since, April 1, 2003, all dividends declared by debt-based mutual funds are tax-free in the hands of the investor. A dividend distribution tax of 12.5% (including surcharge) is tattoo anesthetic, be paid by the mutual fund on the dividends declared by the fund. 2. Investors in ethical utilitarianism ELSS (equity-linked savings schemes) can avail rebate under Section 88 of the Income Tax Act, 1961 on investment up to Rs 10,000 subject to the various conditions laid down in the said Section. 3. Under Section 10(38) of the Act, long-term capital gains arising from transfer of a unit of mutual fund is Reasons Sponsoring High Essay, exempt from ethical, tax if the said transaction is undertaken after October 1, 2004 and the securities transaction tax is paid to the appropriate authority. 4. Under Section 111A of the Act, short-term capital gains arising from transfer of a unit of mutual fund is chargeable to in uk tax @ 10% (plus applicable surcharge) if the said transaction is ethical utilitarianism, undertaken after October 1, 2004 and the securities transaction tax is paid. However, such securities transaction tax will be allowed as rebate under Section 88E of the Act if the transaction constitutes business income. ' Under Section 112 of the Act, capital gains, not covered by the exemption under Section 10(38), chargeable on transfer of long-term capital assets are subject to following rates of tax: ' Resident Individual HUF --- 20% plus surcharge.

' Partnership Firms Indian Companies --- 20% plus surcharge. ' Foreign Companies --- 20% (no surcharge). Capital gains will be computed after taking into account cost of acquisition as adjusted by Cost Inflation Index notified by the central government. Under Section 115AB of the Income Tax Act, 1961, long-term capital gains in the bishop respect of utilitarianism units purchased in foreign currency by an overseas financial organization held for a period of more than 12 months will be chargeable at telecom in uk, the rate of 10%. Such gains will be calculated without indexation of cost of utilitarianism acquisition. No surcharge is applicable for taxes under section 115AB, in a communist respect of corporate. PROBLEMS FACED BY MUTUAL FUNDS; The problems in mutual fund industry are as follows:

1. Volatility in Indian economy: Shares prices in Indian stock changes frequently. Utilitarianism? Thus a fund manager has to change the Essay on Peter's Bench portfolio according to the changes of share prices. 2. Investors education: Many investors are not aware of the benefits from mutual funds, they are not aware of the ethical utilitarianism characteristics return risk trade off in investing in a mutual fund many investors are inactive and Essay on Peter's ignorant. 3. Incapable fund managers: Many fund managers lack the knowledge economy, industries and companies many playing with investor's money, they are not capable of Judge between investment choices and review portfolio. 4. Non co-operation between organizational committees: Sponsors, custodians, fund managers are not working hand in hand. SEBI guidelines say mutual fund has to maintain transparency in its operations, but many funds are not transparent to its investors, government and public. 6. After sales service:

Mutual funds are not providing after sales services to ethical utilitarianism investors like give details for reference, NAV disclosure etc., 7. Tattoo? Direct launching of equity: This may be the reason for the failure of mutual funds. In USA debt schemes were first incepted and then equity schemes were started, but in India due to boom in share market direct equity schemes were started and then debt schemes were introduced. 8. High risk, low return: The return, which a investor gets from mutual fund, is low, but the risk is high. Return earned from fund has to be distributed among the unit holders only after deduction for ethical utilitarianism, maintenance of the fund, thus the return will be low.

New trends in mutual fund industry. a) Systematic investment plan (SIP): Unit holders can benefit by tattoo anesthetic investing specified rupee accounts at regular intervals for a continuous periods, for purchasing additional units of the schemes at NAV based prices. By this unit holder can take advantage of the ethical utilitarianism benefits of rupee cost averaging. b) Systematic withdrawal plan (SWP): SWP allows the unit holders to withdraw a specific sum of money each month/ quarter/ half year/ yearly from his investments in the schemes.

The amount thus withdrawn by redemption will be converted into units at applicable NAV based prices and the numbers of units so arrived at will be subtracted from the units balance to the credit of the unit holder. c) Switching options: Unit holders under one scheme can switch or all of their holdings in the schemes to another, which is available for investment at about leadership, that time. d) Dividend at short intervals: Dividends from liquid funds are now coming thick and fast, with funds promising fortnightly and ethical utilitarianism even weekly, pay-outs, liquid funds mainly targets companies and high net worth individuals.

e) Loans against Mutual Funds: Birla Global finance offers loans against tattoo anesthetic mutual fund units. The company tracks 10 best performing open-ended mutual funds and utilitarianism grant loans against units of these funds. Investors have to essay about pledge their units at interest rate of 17.5%. the company will disburse loan up to 60% of the value of equity fund up to 85-90% of the debt fund units. Term of the loan is a minimum of 15 days up to a maximum of a year. f) Electronic clearance: Reserve bank of India has introduced a new method of payment which promises investors an ethical, option to collect periodic interest/ dividend/ repurchase/ redemption directly through bank account. In this system payment instruction would be issued electronically through bank to the clearing authority and the clearing authority would supply credit reports to tattoo anesthetic the bank with which investors maintain the specified account. The branch will credit the ethical account directly and an ECS entry will appear in the passbook. A payment advice will also be send to investors.

This facility will help kin avoiding cases of pilferage, fraudulent encashment etc., TITLE OF THE STUDY. 'INVESTERS' PERCEPTION TOWARDS MUTUAL FUNDS' STATEMENT OF THE PROBLEM. The topic is selected assuming that the mind of tattoo every common man investing in mutual funds is ethical, a very risky affair, if not the riskiest.

This sentiment will result in the collapse of secondary market and the investments in stock market. The wrong feeling from general customers mind there is a need to study the Park perception towards Mutual Funds in Bangalore and to see if there is dependency of income level over investment in Mutual Funds and some efforts have been made to utilitarianism know about existing investors opinion about Mutual Funds and their performances. OBJECTIVES OF THE RESEARCH. ' To know customers awareness about Mutual Funds. ' To study of on Peter's Park investment in Mutual Funds is dependent on ethical, income levels or not.

' To study investors willingness to Reasons Sports in American High Schools Essay take market risk. ' To know the ethical Brand and Advertisement influence on customers about Mutual Funds. ' To study the possible direction and growth in the context of the recent development in the Indian capital market. ' To study the age of orders his tomb people who are most interested to invest in Mutual Funds. SCOPE OF THE STUDY.

The scope of the study is extended to investors' perception towards the mutual fund schemes, which is based on the conducted by the research Bangalore during the period of utilitarianism 2013 2014. LIMITATIONS OF THE STUDY. Efforts were made to the bishop see that the data has been collected and analyzed as accurate as possible. Utilitarianism? In spite of all precautions was taken, and certain limitations of the study can be observed, they are as follows:- ' The sample size taken for when a communist, research may not give exact figure or may not cover the entire population artificially or that the respondent may be biased. ' The second constrain was that the respondent may skip some questions. Also they may not respond every question correctly. ' The third and important constrain is the time limit. ' Finally the techniques used in data analysis may not be as accurate as other software applications. The study methodologies are as follows.

' Direct interview with some mutual funds holders. ' Discussion with persons who have some knowledge about mutual funds. ' Discussion with some mutual funds brokers. ' The study of various books of mutual funds, magazines, and newspapers. TOOLS USED IN DATA COLLECTION. Primary data: - It has been collected by. ' Discussion with some persons who have knowledge about this subject. Secondary data: - It has been obtained from. ' Magazines, journals and ethical newspapers. It includes investors investing in about mutual fund and money market.

The sample size of 50 respondents and method of sampling is random sampling. Global trends in Mutual Funds. Mutual funds have emerged as the chief vehicle of individual savings and investments the world over. In the ethical utilitarianism U.K, nearly eighty percentage of investors look to the mutual funds- 'Unit Trusts' as they are called there. In the U.S an individual with even $1 million of Essay on Peter's Bench investable funds takes the mutual fund route to utilitarianism investing in equity, instead of resorting to direct participation. This is so even though he has access to a mass of information like Standard and Poor's 500 and Dow Jones Index to guide him in taking his own investment decisions.

Presently in the U.S there are nearly 5000 mutual fund schemes with asset of $1.6 trillion invested by Park Bench 75 million unit-holders. By the utilitarianism turn of the century, the total assets are likely to Park touch $4 trillion. Utilitarianism? The largest fund, Fidelity Investments manages funds aggregating $268 billion. This has to be appraised in Park the context of utilitarianism total market capitalization of all the stocks listed in Bombay Stock Exchange standing at a mere $115 billion. In the U.S the mutual fund business is growing at an annual rate of tattoo anesthetic twenty to twenty-five per cent. According to a review conducted by Gold man Sachs, a leading U.S merchant banker, mutual funds are now the market's driving force, having brought eighty-four per ethical utilitarianism, cent of all shares acquired on 1993. The great diversity if mutual fund schemes in the U.S is illustrated by the Amana funds, the first and Reasons to Abandon Sponsoring Sports High Essay apparently the only U.S mutual fund operating according to ethical utilitarianism strict Islamic guidelines reportedly. Since Islamic law prohibits a guaranteed return on investment, the essay about leadership fund holds no bond or preferred stock, and ethical keeps its cash in checking accounts, which pay no interest.

Thus fund, however, invests in stocks, which rise and fall in value and can rise, lower or eliminate any dividend. In all of Europe, too, the trend is similar. The major stock exchange at Luxembourg which has developed specialized skills in euro-issues, had 67 mutual funds, 'funds commons' as they are known, listed in 1984 with net assets of Sponsoring in American LUF 24,690 billion. Utilitarianism? In 1990,the number of funds increased to 268 and their net assets to LUF 1,38,660 billion. In keeping with general trend there was a dramatic surge in mutual funds investments. Obviously with such a large choice, the essay about western investors has a wide variety of options and doesn't have to rely on the same stereotyped schemes popularly known as 'plain vanilla' schemes. Mutual Funds in ethical utilitarianism India.

Mutual funds first made their entry in India in 1964 with the Unit Scheme 64 launched by the Unit Trust of India (UTI). UTI was set up under the UTI Act, 1963, to operate both as a financial institution and investment trust. Unit Scheme 64 turned out to be extremely popular, initially as a vehicle for domestic savings, but subsequently as an instrument for corporate holding as well. By 1964, the investable funds in when did china this scheme had crossed Rs. 12,000 crores. In 1986 the ethical first mutual fund growth scheme, Master shares, was launched by UTI. This was successfully listed and Sponsoring Sports High Schools Essay traded in utilitarianism the stock exchange. About Leadership? Encouraged by this venture, other players emerged.

In 1987 The State Bank of India Mutual Fund (SBI MF) and Canara Bank Mutual Fund (Canbank MF) started their operations, followed by ethical utilitarianism the mutual funds sponsored by the Bank of India, Indian Bank and Punjab National Bank. Not to lag behind, Life Insurance Corporation of India (LIC) and General Insurance Corporation (GIC), too, sponsored their respective mutual fund schemes. Seven institutions in the Public Sector -five banks and two insurance companies thus followed UTI. They all had the inherent advantage of basic infrastructure, an overflow of funds and customer service outlets. By the end of March 93, the total corpus of the big eight was approximately Rs. 50,000 crores. Tattoo? With UTI alone, accounting for Rs. 40,000 crores. The spectacular surge came in 1992-93 when the total number of investors increased from 18 million to 32 million and the combined corpus rose to Rs 38,000 crores.

Much of it was no doubt account for by UTI Master Gain 92 which netted in Rs 4,791.79crore winning for itself a place in Guinness book of records. This increase has to utilitarianism be viewed against the background of net assets of Essay on Peter's Park a measly Rs4, 000 crore in 1987 for the entire eight-fund put together. Phase of development of mutual funds in India. The mutual fund industry in utilitarianism India started in 1963 with the formation of Unit Trust of India, at the initiative of the Government of India and Reserve Bank the. The history of mutual funds in India can be broadly divided into four distinct phases. FIRST PHASE ' 1963-1986. An Act of Parliament established Unit Trust of India (UTI) in the bishop his tomb 1963. It was set up by the Reserve Bank of India and functioned under the Regulatory and administrative control of the Reserve Bank of India. In 1978 UTI was de-linked from the RBI and ethical the Industrial Development Bank of India (IDBI) took over the regulatory and administrative control in leadership place of RBI. The first scheme launched by UTI was Unit Scheme 1964. At the ethical end of 1988 UTI had Rs.6,700 crores of assets under management.

SECOND PHASE ' 1987-1993 (Entry of Public Sector Funds) 1987 marked the entry of Essay Park Bench non- UTI, public sector mutual funds set up by public sector banks and Life Insurance Corporation of India (LIC) and General Insurance Corporation of India (GIC). SBI Mutual Fund was the first non- UTI Mutual Fund established in June 1987 followed by Can bank Mutual Fund (Dec 87), Punjab National Bank Mutual Fund (Aug 89), Indian Bank Mutual Fund (Nov 89), Bank of India (Jun 90), Bank of Baroda Mutual Fund (Oct 92). Utilitarianism? LIC established its mutual fund in June 1989 while GIC had set up its mutual fund in December 1990. At the end of 1993, the mutual fund industry had assets under management of Rs.47,004 crores. THIRD PHASE ' 1993-2003 (Entry of telecom companies Private Sector Funds) With the entry of ethical private sector funds in about leadership 1993, a new era started in utilitarianism the Indian mutual fund industry, giving the Indian investors a wider choice of fund families. Also, 1993 was the year in which the first Mutual Fund Regulations came into being, under which all mutual funds, except UTI were to be registered and governed. On Peter's? The erstwhile Kothari Pioneer (now merged with Franklin Templeton) was the ethical utilitarianism first private sector mutual fund registered in July 1993.The 1993 SEBI (Mutual Fund) Regulations were substituted by a more comprehensive and revised Mutual Fund Regulations in 1996.

The industry now functions under the SEBI (Mutual Fund) Regulations 1996. The number of tattoo mutual fund houses went on increasing, with many foreign mutual funds setting up funds in India and also the industry has witnessed several mergers and acquisitions. By the end of January 2003, there were 33 mutual funds with total assets of utilitarianism Rs. When Did China Become? 1,21,805 crores. The Unit Trust of utilitarianism India withRs.44,541 crores of about leadership assets under management was way ahead of other mutual funds. FOURTH PHASE ' since February 2003. In February 2003, following the repeal of the Unit Trust of India Act 1963 UTI was bifurcated into two separate entities.

One is the ethical Specified Undertaking of the Unit Trust of when become India with assets under management of ethical Rs.29,835 crores as at the end of Reasons to Abandon in American High Essay January 2003, representing broadly, the assets of US 64 scheme, assured return and certain other schemes. The Specified Undertaking of ethical Unit Trust of India, functioning under an when did china a communist country, administrator and under the rules framed by Government of India and does not come under the purview of the Mutual Fund Regulations. The second is the UTI Mutual Fund Ltd, sponsored by SBI, PNB, BOB and LIC. It is registered with SEBI and functions under the ethical Mutual Fund Regulations. With the bifurcation of the the bishop orders erstwhile UTI which had in ethical utilitarianism March 2000 more than Rs.76,000 crores of assets under management and with the leadership setting up of a UTI Mutual Fund, conforming to the SEBI Mutual Fund Regulations, and with recent mergers taking place among different private sector funds, the mutual fund industry has entered its current phase of consolidation and ethical utilitarianism growth. As at the end of September 2004, there were 29 funds, which manage assets of Rs.153108 crores under 421 schemes.

GROWTH IN ASSETS UNDER MANAGEMENT The graph indicates the growth of assets over when a communist, the years:- However, the monopoly of the ethical utilitarianism big eight was ended by the new economic policy spearheaded by Dr. Manmohan Singh from 1991. The process of liberalization threw the Essay on Peter's Park doors open to players in ethical the private sector to provide the. much-needed competitive edge and a wider scope of options to the investors. The existing mutual funds, it was felt, had failed to live up to the expectations of common investors due to: (a) Poor servicing, inordinate delays in when did china the receipt of unit certificates and dividend warrants; (b) Indifferent performance of most of the mutual fund schemes which under-performed the market thus denying the investors a reasonable return; (c) Absence of adequate disclosure norms; and. (d) Lack of an investor-friendly approach in general. Hence the securities and Exchange Board of India (SEBI) accorded approval to a number of players in the private sector to sponsor mutual funds.

These include some of the biggest heavyweights of Indian corporate sector. An important feature of the private sector mutual funds-at least the first few-was their collaboration with foreign investment and fund managers. Ethical Utilitarianism? Thus Kothari tied up with Pioneer, the oldest fund in the US managing $8 billion, 20th century with Kemper Corporations which claimed to be the eight largest fund manager in USA managing assets over $70 billion. Credit capital asset managers' inc. In Uk? that launched the ethical Taurua Star share had for its partners, apart from Commonwealth Development Corporation, London and Asian Development Bank, Manila, International Finance Corporation, Washington (Rs 22.50 crore), and Edinburgh Fund Managers, U.K (Rs 24 crores). While many Indian private sector mutual funds collaborated with foreign partners, Morgan Stanley, which manages funds worth $44.2 billion, chose to go it alone. Its issue was a runaway success. There was serious controversy and the apex court had to intervene. The issue was heavily over-subscribed netting in Rs 1,000 crore against Essay Park Bench the target Rs 300 crore. The vital aspect of a strong research capability of foreign collaborators had been recognized and the public sector GIC Mutual Fund, too, reacted to the winds of change and tied up with he U.S Soros Fund Management headed by the legendary George Soros who manages funds worth $10billion.

ICICI Mutual Funds had merged with Prudential, Tata Mutual Funds with Toronto Dominion (TD). Same ways there are many companies merged and entered in Indian mutual fund industry. Important Domestic Mutual Fund Players. (I) SBI Mutual Fund. SBI Mutual Fund draws strength from ethical, India's premier and largest bank; the State Bank of India. Set up on July 1, 1955, the State Bank of India is the largest banking operation in the country. SBI Mutual Fund has grown tremendously in terms of corpus as well as number of investors. Today they are one of the largest bank sponsored Mutual Fund in tattoo the country. SBI have launched 35 Schemes, of which 15 have been redeemed, yielding handsome returns to investors.

They were also the first Bank sponsored Mutual Fund to launch an offshore fund, the India Magnum Fund, with a corpus of around Rs. 225 Crores.. Today, the fund manages over Rs. 16500 crores of ethical assets and has a diverse profile of investors actively parking their investments across 30 active schemes. With a large network over tattoo anesthetic, 100 collection branches, 26 Investor Service Centers, 28 Investor Service Desks and 52 District Organizers, SBI constantly endeavor to ethical utilitarianism get closer to their growing family of investors. SBI gives the investors the Essay Bench following options: (1) Open ended schemes.

Magnum equity fund. Magnum tax gain. Magnum Index Fund. Magnum Sector Funds Umbrella. Magnum Multiplier Plus Scheme. Magnum Global Fund. Magnum NRI Investment Fund. Magnum Income Plus Fund.

Magnum Income Fund. Magnum Children's Benefit Plan. Magnum Monthly Income Plan. Magnum Gilt Fund. (2) Closed schemes. Magnum Equity Linked Saving Scheme 94. Magnum Equity Linked Saving Scheme 95. Magnum Equity Linked Saving Scheme 96. II) Birla Sun Life. Birla Sun Life Financial Services offers a range of financial services for ethical, resident Indians and Non Resident Indians. Brought together by two large, powerful and reputed business houses, the Aditya Birla Group and Sun Life Financial, the aim is to offer diverse and did china become a communist country top quality financial services to ethical customers.

The Mutual Fund and Insurance companies provide wealth management and protection products to customers while the Distribution and Securities companies provide brokerage and companies in uk trading services for investment in equities, debt securities, fixed deposits, etc. Birla Sun Life Asset Management Company Limited. Birla Sun Life Mutual Fund follows a conservative long-term approach to investment, which is based on identifying companies that have good credit-worthiness and are fundamentally strong. It places a lot of emphasis on utilitarianism, quality of management and risk control. This is done through extensive analysis that includes factory visits and field research. It has one of the largest team of research analysts in the industry. III) Reliance Mutual Fund. Reliance Mutual Fund (RMF) has been established as a trust under the Indian Trusts Act, 1882 with Reliance Capital Limited (RCL), as the Settlor/Sponsor and Reliance Capital Trustee Co. Limited (RCTCL),as the trustee . RMF has been registered with the Securities Exchange Board of India (SEBI). The name of Reliance Capital Mutual Fund has been changed to Reliance Mutual Fund effective 11th.

March 2004. Reliance Mutual Fund was formed to launch various schemes under which units are issued to Sponsoring Sports High the Public with a view to ethical utilitarianism contribute to the capital market and to provide investors the opportunities to make investments in diversified securities. Reliance Mutual Fund (RMF) is one of India's leading Mutual Funds, with Assets Under Management (AUM) of Rs. 39019 crore (AUM as on 31st Jan 2007) and an investor base of over 3.1 million. RMF offers investors a well-rounded portfolio of products to meet varying investor requirements and has presence in 115 cities across the country. OPTIONS AVAILABLE TO AN INVESTOR. ' Reliance Monthly Income Plan. ' Reliance Income Fund. ' Reliance Medium Term Fund. ' Reliance Liquid Fund. ' Reliance Short Term Fund.

' Reliance Gilt Securities Fund. ' Reliance Fixed Term Scheme. ' Reliance Floating Rate Fund. ' Reliance Growth Fund. ' Reliance Vision Fund. SECTOR SPECIFIC SCHEMES. ' Reliance Banking Fund. ' Reliance Diversified Power Sector Fund. ' Reliance Pharma Fund. (IV) ICICI PRUDENTIAL MUTUAL FUNDS. Prudential ICICI Asset Management Company, (55%:45%) a joint venture between Prudential Plc, UK's leading insurance company and ICICI Bank Ltd, India's premier financial institution.

The joint venture was formed with the key objective of providing the Reasons to Abandon Sponsoring High Schools Essay Indian investor mutual fund products to ethical utilitarianism suit a variety of did china a communist investment needs. Ethical? The AMC has already launched a range of to Abandon Sponsoring Sports in American products to suit different risk and maturity profiles. Prudential ICICI Asset Management Company Limited with asset over Rs.37906.24 crore as on march 31, 2008. Both Prudential and ICICI Bank Ltd have a strategic long-term commitment to ethical utilitarianism the rapidly expanding financial services sector in India. The funds offered under this category are the Prudential ICICI Growth Plan, Prudential ICICI FMCG Fund, Prudential ICICI Technology Fund, Prudential ICICI Tax Plan, Prudential ICICI Index Fund and Prudential ICICI Power. The funds offered under this category are the Prudential ICICI Income Plan, the Prudential ICICI Gilt-Treasury Fund, The Prudential ICICI Gilt-Investment Fund, Prudential ICICI Liquid plan, Prudential ICICI Fixed Maturity Plan, Prudential ICICI Short Term Plan, Prudential ICICI Long Term Plan and Prudential ICICI Sweep Plan. The funds offered under this category are the Prudential ICICI Balanced Fund and Prudential ICICI Child Care Plan. V) TATA MUTUAL FUNDS.

Tata Asset Management Limited is one of India's fastest growing fund management companies with more than Rs. 12562.65(31st august 2006) crores of assets, from about 0.3 million investors. The Tata Group is one of India's best-known conglomerate in when a communist the private sector with a turnover of around US $ 11.2 billion Long known for its adherence to business ethics, it is India's most respected private business group. With 210,443 employees across 93 companies, it is ethical, also India's largest employer in the private sector. The Group has always believed in returning wealth to the society which it serves. To Abandon Schools? Thus, nearly two-thirds of the equity of Tata Sons, the Group's promoter company, is held by philanthropic trusts which have created a host of national institutions in natural sciences, medical care, energy and ethical the arts, and which give substantial annual grants and endowments to deserving individuals and essay leadership institutions in the areas of education, healthcare and ethical utilitarianism social upliftment.

Investment Process Every aspect of this process is in American High Schools, tightly controlled and monitored to ethical optimize returns for become country, the investors. The investment process is built around four key principles: Equity Products Balanced Products Debt Products. Tata Pure Equity Fund. Tata Balanced Fund. Tata Liquid Fund. Tata Tax Saving Fund.

Tata Young Citizens' Fund. Tata Short Term Bond Fund. Tata Select Equity Fund. Tata Gilt Securities Fund. Tata Life Sciences Technology Fund. Tata Income Fund. Tata Equity Opportunities Fund. Tata Income Plus Fund. Tata Index Fund. Tata Fixed Horizon Fund. Tata Growth Fund.

Tata Monthly Income Fund. Vi) KOTAK MAHINDRA MUTUAL FUND. Kotak Mahindra is ethical, one of India's leading financial institutions, offering complete financial solutions that encompass every sphere of life. From commercial banking, to stock broking, to mutual funds, to life insurance, to investment banking, the group caters to the financial needs of individuals and corporates. Kotak Mahindra Asset Management Company Limited (KMAMC), a wholly owned subsidiary of did china become country KMBL, is the asset manager for Kotak Mahindra Mutual Fund (KMMF). The group has a net worth of around Rs.2,900 crore and employs around 8,800 employees across its various businesses servicing around 2 million customer accounts through a distribution network of branches, franchisees, representative offices and satellite offices across 282 cities and towns in ethical India and offices in New York, London, Dubai and Mauritius. KMMF offers schemes catering to orders his tomb investors with varying risk- return profiles and was the first fund house in the country to launch a dedicated gilt scheme investing only in government securities.

' Kotak Dynamic Income. ' Kotak Floater Short Term. ' Kotak Floater Long Term. ' Kotak Income Plus. ' Kotak Equity FOF. ' Kotak Global India. Table shows that the Age Profile of the Respondents. Age No.

Of Respondents Percentage. 36 Above 10 20. This table shows the utilitarianism Age Profile of the anesthetic Respondents. 48% of respondents are in 31-35 age groups. 20% of the respondents are in the age of 36 above. 18% of the respondents are in the age of 26-30.

The remaining 14% of the respondents are in the age of 18-25. From the age of the ethical utilitarianism respondents, it is clear that the people are investing once they earn a regular income. The 86% of respondents are above 26 years, which means the anesthetic people invest once they are settled. Graph shows that the Age Profile of the Respondents. Table shows that the occupation profile of the respondents. Occupation No. Of respondents Percentage. Profession 17.5 35. Housewife 07 14. In the ethical utilitarianism occupation profile there are five groups, which are namely business, profession, housewife, services and others. The professional respondents are 35%, services 33%, business 11%, housewife 14% and others are 7%.

This data shows that the respondents from professions and on Peter's Park Bench services are aware of mutual funds and ethical utilitarianism they are interest to invest in it. The business people are aware of mutual funds and they are not interest to invest in it. Country? Whereas in the case of other and housewife is interest to invest is utilitarianism, lesser. Graph shows that the occupation profile of the respondents. Table shows that the Number of family dependents of the respondents. SL NO. SIZE No Of respondents Percentage. 3 5 Above 17 34. In the when become table, 48% of the respondents are family dependents. And in the range of 3-4,34%of the respondents are 5 and above of family dependents, and 18% of the respondents are family dependents in the range of 0-2.

In the ethical table most of the respondents are having their dependents in range of telecom companies in uk 3-4 and 5 above they are more serious in investing their savings for future of their dependents. Graph shows that the Number of Family Dependents of the respondents. Table shows that the income profile of the respondents. Income No. Of respondents Percentage.

Below 5000 00 00. 6000 to 15000 05 10. 16000 to ethical 25000 21 42. 26000 to Bench 35000 15 30. 36000 and above 09 18. In the table 42% of investors falls in the income bracket of ethical 16000-25000. 30% of the respondents have income of 26000-35000,where as 18% of the investors are the income of 36000 and above, the remaining 10% of the investors falls in the income bracket of 6000-15000.

In the table 90% of the Essay on Peter's Park Bench respondents earn Rs.16000/ or more every month. Utilitarianism? The more they earn the more they can invest and vice versa. The People who earning less can invest in small amounts, whereas the people earning more can go for higher investments and take higher risks for the higher returns. Graph shows that the Income profile of the respondents. Table shows that the leadership Awareness of investment options among respondents. Investment Option No. Ethical Utilitarianism? Of respondents aware Percentage. Insurance 45 90. Real Estate 20 40. Mutual Fund 43 86. In the table it is found that the tattoo anesthetic 90% of the respondents are aware of the insurance, 80% are the aware of the bonds, 40% of the respondents are aware of ethical real estate, 84% on stocks and 86% of the orders his tomb respondents are aware of mutual funds.

The table gives the idea about of awareness of respondents on utilitarianism, investment options among all the Reasons to Abandon Sponsoring Sports High respondents. In the table it indicate that the mutual funds are popular, second are insurance. This is the study conducted for general public and mutual funds investors. The mutual funds are not as old as insurance in India. Graph shows that the Awareness of ethical utilitarianism Investment options among the respondents. Table shows that the Investment profile of the respondents. Investment Option No. Telecom Companies In Uk? Of the respondents Percentage.

Insurance 25 50. Real Estate 05 10. Mutual Funds 33 66. In the table 66% of the utilitarianism respondents are mutual funds investors and rest of the respondents are not interest to when become a communist invest in mutual funds. They are interest to invest in various options like as insurance, bonds, real estate and stocks. In the table most of the respondents are interest to invest in mutual funds with bonds and stocks coming second. Graph shows that the Investment profile of the respondents. Table shows that the reason for ethical, not investing in to Abandon in American Schools mutual funds.

SLNO REASON NO of respondents % 1 Don't know about mutual funds 10 15. 2 They are risky 26 39. 3 Don't have enough money 0 0. 4 Happy with present investments 30 46. In the table 46% of the respondents are satisfied with their investments, 39% of the respondents thinks that the mutual funds are risky, and 15% of the respondents are says that they don't know about the ethical mutual funds. In the table most of the respondents who have not interest to invest in the mutual funds. Some of the telecom companies in uk respondents are think that the mutual funds involve risk. Graph shows that the reason for not investing in mutual funds. Table shows that the annual investment of the respondents. SLNO ANNUAL INVESTMENT NO % 1 Less than 5,000 07 14.

2 5,000-10,000 22 44. 3 10,000-20,000 10 20. 4 Above 20,000 11 22. In the ethical table most of the Essay on Peter's Bench respondents are invest/save between 5000 to 10000 is 44%. 22% of the respondents' save/invest above 20000, 20% of the respondents 'save/invest between 10000 to 20000 and 14% of invest less than 5000.

In the table many respondents income lie below 100000 p.a. they are possible to save/invest only for utilitarianism, about five to ten thousand p.a. Graph shows that the annual investment of the respondents. Table shows that the popular mutual funds products among the respondents. Mutual Fund Products No.of respondents Percentage. Prudential ICICI 29 88. Kotak Mahindra 15 45. HDFC Mutual Fund 19 57. Birla Sun life 17 51. SBI Mutual Fund 09 27.

LIC Mutual Fund 08 24. Can bank Mutual Fund 08 24. Franklin Templeton M.F 21 63. In the table most of popular mutual funds among of the respondents are, prudential ICICI with 88%, franklin Templeton mutual funds with 63%, HDFC mutual funds 57%, Birla sun Life 51%, Kotak Mahindra mutual funds 45%, and rest of them are with average of around 24% and 27%. In the table it's clear that the ICICI and Sports in American High Franklin Templeton are popular among investors. They are because of the aggressive of the advertisements they employ. Graph shows that the popular mutual funds products among the respondents. Table shows that the ranking of factors for investment. Factors Simple average Ranks.

Assured Return 7 02. Risk Cover 4 05. Government Guarantee 5 04. High Return 7 01. Voting right 2 06. In the ethical utilitarianism table, it is designed to study of most important factors for interest to invest in the various investment options. In the above table,most of the sought after criteria for become, interest of invest. The investors are not worried about the risk involved.

They are high-risk areas with high returns. Ethical? The people are ready to in American take more risks for more returns. Graph shows that the ranking of factors for investment. Table shows that the investment opinion of respondents if the returns between 15% to 25% and above. Opinion No. Of the respondents Percentage. In the utilitarianism table, it is constructed to know the opinion of the anesthetic respondent if the returns are between15% to 25%. These are the respondents not in interest to ethical invest in companies in uk mutual funds. In the ethical utilitarianism table, this also it is did china become, clear that investors care primarily about one things only return. Graph shows that the investment opinion of respondent if the returns between 15% to 25% and above.

Table shows that the Investing option among the respondents between risk and return. Returns No. Of the respondents Percentage. 15% to 20% return with moderate risk 04 33. 20% to 30% with high risk 06 50. 30% to 40% with very high risk 02 17.

In the utilitarianism table that shows the expectations of investor on the returns, the data shows that 33% are interest to invest in 15% to 20% returns with moderate the risk. In the case of 50% says 20% to 30% with high risk and finally 17% respondents want to Reasons Sponsoring Sports High Essay 30% to 40% with high risk. In the ethical table of Sponsoring Schools Essay a high risk is okay for the respondents, as 50% is suggested. Utilitarianism? More than three fourth of the respondents are not concerned about risk if they are get returns for the risk taken. Graph shows that the investing option among the respondents between risk and anesthetic return. Table shows that the Awareness of mutual funds advertisements among the respondents. Awareness No. Of the respondents Percentage. In the ethical utilitarianism table, data analysis says that 78% are aware of when did china mutual funds is advertisements and 22% says that they are not aware. In the table, the awareness about the utilitarianism product is very important for financial service marketing, in particular, to succeed in modern competitive world.

Graph shows that the the bishop his tomb Awareness of utilitarianism mutual funds advertisements among the respondents. Table shows that the most common mutual funds company advertisement. Mutual Fund Company No. Of the respondents Percentage. ICICI Prudential 28 72. Kotak Mahindra 09 23. HDFC Mutual Fund 07 18. Birla Sun life 19 49. SBI Mutual Fund 18 46. LIC Mutual Fund 06 15.

Can bank Mutual Fund 04 10. Franklin Templeton M.F 26 67. In the table, 72% of the respondent has voted prudential ICICI advertisement as the the bishop orders his tomb most popular closely followed by Templeton. And Birla and SBI, with can bank getting the ethical utilitarianism least percentage. In the table, it is designed to study the most common advertisement of Mutual Fund companies of the respondents. Prudential ICICI and Franklin Templeton are the popular companies as far as advertisement goes. Graph shows that the most common mutual funds company advertisement.

Table shows that the the bishop influence of brand among respondent while investing in mutual funds. Influence No. Of respondents Percentage. In the table, it is designed to ethical study of the influence of anesthetic brand name while investing. The study it is clear that 88% of respondents says that the branding is very important to build investors confidence, and 12% of respondents says that the brand name is ethical utilitarianism, not important. In the above table brand name comes along with experience, quality, and trustworthiness and most importantly by the advertisements. A company acquiring all the above features will have a good brand name. In Mutual funds, investors look for the brand before investing as 88%. Graph shows that the influence of brand name among respondents while investing in mutual funds.

Table shows that the opinion of respondents on returns on returns in mutual funds compared to shares/derivatives. Opinion No. Of the respondents Percentage. In the table, it's shows that 62% of the respondents says that mutual funds returns are better than share or derivatives. In other hand 38% of essay about leadership respondents says that the mutual funds returns are not good compared to share or derivatives. In the table, it is in all the three are having good returns, as well as unpredictable returns.

But Mutual funds seem to have an impression in the respondents mind as they think its unpredictability is less compared to the other two. Graph shows that the opinion of respondents on ethical utilitarianism, return of mutual funds compared to Reasons to Abandon Sponsoring High Essay shares/derivatives. Table shows that the investment firm's transparency in recent times. Transparency No. Of the respondents Percentage. In the table, it is as far as transparency is concerned the survey says that the 72% of the utilitarianism respondent says that firms are transparency presently and 28% says that firms are not transparent as compared as to earlier times. In the table, people now a day went everything to companies be revealed.

It is hidden agenda makes them conspicuous. Graph shows that the investment firms' transparency in recent times. Table shows that the performance of utilitarianism funds according to respondents. Funds No. Of the respondents Percentage. Index and Industry 12 24. In the table, this data analysis says that which fund is performing better at the present.

It is the when did china become response that the debt and gilt funds are performing better, where as index and ethical utilitarianism industry and equity schemes are less popular. It is in uk, interesting to note that equity schemes, which were once popular with the investors, have gone down as debt and gilt funds have picked up. Therefore the investors' perception changes from time to ethical time and a successful company needs to understand this. Graph shows that the leadership performance of funds according to respondents. ' The main findings' of the utilitarianism study is that, there is no dependency of income level over the investment in tattoo anesthetic the Mutual Funds. Therefore income being high or low is not the major criteria for the Mutual Fund investments.

' The awareness towards Mutual Fund is good, but it is not excellent. For the utilitarianism study of the collected sample size was 50. Out of them 33 are mutual funds investors. ' Another findings' is that the brand name of the investment firm is very important to gain. Out of 50-sample size 44 respondents said that brand name is required. Only 6 respondents said that brand name is not required. ' The investors' point of view, the about leadership popular mutual fund companies are Prudential ICICI, and Franklin Templeton mutual funds. ' The Most common advertisements of Mutual Funds Companies from investors' point of view are Prudential ICICI with 71.79% and Franklin Templeton with 66.66%. ' Investors have ranked High Return, Assured Return, Liquidity, Government Guarantee, Risk Cover and Voting Right as the important factors for the investments respectively.

' The transparency is the order of the day. Ethical Utilitarianism? The overall perceptions about companies in uk this matter is that 72% of the respondents says that these days' firms are more transparent than in utilitarianism old days. ' The Private sectors of Mutual Funds are on a rampage. Did China? The market share of the private sector mutual funds is increased. ' From the existing mutual funds investors, it is found that the debt funds and gilt funds are performing better than last years. ' Investors are worried and confused about the legal formalities of the ethical utilitarianism Mutual Funds. It is complicated compared to other investment avenues like as bank deposits.

' The launching up of new schemes by Mutual Funds companies has increased the number of investors. ' Mutual Funds have become the buzzword currently. The numbers of people are investing in Mutual Funds lately. Shares, Real Estate, and Insurance are presently other hot areas for the investment. ' Mutual Funds Company should be more the transparent while declaring their dividends, Net Asset Value, administration charges and their accounting norms. ' Brand name of the investment firms is telecom companies, very important to gain or attract customers.

Mutual Fund companies should make their advertisements more aggressively, so that the common public should come to know about their product features and their position in the market. ' It is the perception of investors that the Mutual funds will not give any surety on returns. This perception should be removed from their mind. Mutual funds Company needs to formulate some of the ethical marketing strategies. ' These analysis shows that Mutual fund returns are better than shares or derivatives.

So the leadership existing investors are satisfied with their returns, so the mutual funds company should makes efforts to ethical utilitarianism retain the existing investors. ' The launching up of new schemes of the Mutual Funds Company has increased the number of investors. ' Investors are worried and confused about the legal formalities of the Mutual Funds. Reasons Sponsoring Sports In American High Schools? It is complicated compared to other investment avenues like bank deposits. Therefore legal formalities need to be the minimized and the dealing have to be simplified. ' Mutual Funds needs itself to be differentiated from other not investment avenues.

Mutual Funds must offer to the public more returns, safety and utilitarianism tax benefits so as to attract investors into investing in Mutual Funds rather than in Shares or Real estates. ' Increased deregulation of the financial markets in the country coupled with the did china become introduction of utilitarianism derivative products will offer tremendous scope for the industry to design and sell innovative schemes to suit individual customer needs, which helps the Mutual Fund industries. A perceptible change is sweeping across the mutual Fund landscape in an India. Factors such as changing investors' needs and their appetite for risk, emergence of Internet as a powerful platform, and Essay on Peter's above all the growing commoditization of mutual funds products are acting as major catalysts putting pressure on ethical, the industry player to formulate strategies to essay stay the course. Building and sustaining a powerful brand is also becoming an issue of paramount importance. With the investor today having a range of ethical utilitarianism products to choose from, effective communication is required to anesthetic reach a wider audience.

The success of marketer in future would depend upon his ability to use 360-degree compounding effect of media through a presence in utilitarianism all media interfaces with all the Essay Park investors. Increased deregulation of the financial markets in utilitarianism the country coupled with the introduction of derivative products offers tremendous scope for the industry to design and sell innovative schemes to Reasons to Abandon Sponsoring in American High Schools suit individual customers need. It is being increasingly felt, with the commoditization of products looking imminent, service to investors and performance would be the major differentiators in the years to come. ' Evaluating Mutual Fund Performance -------- S.P Kothari. ' Mastering in utilitarianism Mutual Funds ---------- K. S. Murthy. ' Investment Analysis and tattoo anesthetic ---------- Prasanna Chandra. 2) Age: 1) 18 to ethical 25 2) 26 to 30. 3) Occupation: 1) Business 2) Profession.

3) House wife 4) Service. 4) No. When Did China Become Country? Of family dependents: 5) Income: 1) Below 5000 2) 6000 to 15000. 6) What type of ethical investment options are you aware of?

1) Insurance 2) Bonds 3) Real Estate 4) Stock. 7) In which of this type have you invested? 1) Insurance 2) Bonds. 3) Real Estate 4) Stocks. 8) Why have you not invested in become country Mutual Funds?

Don't know about Mutual Funds Risky. Don't have enough money Happy with present investments. 9) What % of ethical your income do you invest annually? Less than 5000 5000 ' 10000. 10000 ' 15000 Above 15000. 10) What are the tattoo anesthetic factors' you will consider while investing in Ranking method?

3) Government guarantee. 11) Can you name any Mutual Fund products? 12) If Investment type gives return between 15 to 25% and more respect to utilitarianism market risk, what would you do? 1) Consider 2) Ignore. 13) If consider investing, how? 1) 15 % to 20 % return with moderate risk. 2) 20 % to 30 % with high risk. 3) 30 % to companies 40 % with very high risk. 14) Have you come across any Mutual Fund Advertisements'? 15) If yes Name the company. 16) Do you consider that Brand name is utilitarianism, required while investing in any Mutual Funds?

17) Do you think Mutual Fund return is Reasons to Abandon Sponsoring in American High Essay, better than Shares/Derivatives? 18) After UTI scam (US-64) Mutual Fund, do you think that present day investment firms are more transparent than earlier? 19) Which Funds (Allocation) are performing better this year? 3) Balanced Funds. 5) Index and Industry Funds. If this essay isn't quite what you're looking for, why not order your own custom Finance essay, dissertation or piece of coursework that answers your exact question? There are UK writers just like me on hand, waiting to help you. Each of us is ethical utilitarianism, qualified to a high level in our area of expertise, and we can write you a fully researched, fully referenced complete original answer to your essay question. Just complete our simple order form and Essay on Peter's you could have your customised Finance work in ethical your email box, in as little as 3 hours. This Finance essay was submitted to us by a student in order to help you with your studies. This page has approximately words.

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essay on utilitarianism, reflexivity Reflexivity as said by Timmins is in uk Critical reflexiveness informs critical action and ethical analysis. and contributes to the overall apprehension of the bishop orders his tomb a situation ( Timmins. 2006. p. 53 ) . There are many events and ethical utilitarianism experiences that I would wish to believe about reflexively but I think the 1 that sticks out in my head the a communist most was my relationship with Joe* . and how bad it ended. Ethical Utilitarianism? Although the did china a communist relationship did terminal. there were a batch of ethical things that I learned from it. I guess I truly should hold known from the start that things were non traveling to travel swimmingly. The lone ground I had this feeling is because I frequently feel like I have a 6th sense about cats and the state of telecom in uk affairss I seem to acquire myself in. The intent of this paper is to analyse this experience reflexively and ethical use constructs learned this semester to it. Written Analysis: Reflexivity of an Experience. It all started on a confab line that was provided by MSN in 2003.

I had merely moved to BC non excessively long before the Sponsoring Sports in American Schools Essay chatting started. and ethical utilitarianism was experiencing truly lonely. Leadership? particularly populating on Salt Spring. Since I did non turn up at ethical utilitarianism that place I did non hold a friend base and had to tattoo anesthetic trust on the cyberspace for amusement for the clip being. So I started speaking to some random people and one of them was Joe. a 21 twelvemonth old 64 ruddy caput cat. neer thought I would wish a ruddy headed cat but I did. He was so charming and truly nice. and shortly the speaking on the computing machine turned into speaking on the phone. The lone job was that he lived in Delta. This would intend that one of us would hold to transpose if we were to get down a relationship. and since he did non hold a drivers license that person would be me. After a few months of transposing we decided that it would be for the best if I moved to Vancouver and live at that place with him. Ethical? My move was to go on at the Essay Park terminal of February. as I had to give notice at my current employer and happen a new one in Delta. The first mark that there would be problem in our relationship was a twosome of weekends before I moved to Delta. It was Valentines Day and we were acquiring ready to travel out for dinner when the phone rang.

It happened to be his friend who was holding problem in her relationship. and ethical utilitarianism she was disquieted that he could non remain and speak to her. I got truly upset that he was speaking to another miss on Valentines Day. non because I was covetous. but because it was our vacation and we ended up being late for did china become a communist country our reserves at ethical utilitarianism the eating house. All was forgiven largely because I do non look to hold a back bone when it comes to relationships so I merely allow it skid. This decidedly ended up coming back to seize with teeth me large clip. because a five months down the route I happened to read a conversation he had with the same friend and the bishop his tomb the conversation sounded nil like it would if he had a girlfriend. The friend was non even cognizant that a girlfriend existed at the clip. about a twelvemonth into our relationship. I confronted him and besides sent her a message stating her that he has a girlfriend who would appreciate that they stopped speaking like they did. He did non deny anything alternatively he apologized and acted like prince capturing for the following twosome of months. I feel that my biggest error happened at this clip for even giving him another opportunity. particularly since my trust had been broken so severely. The sap in love that I was once more I gave him a opportunity and ended up acquiring burned for it. Three months after that incident my ma offered to ethical take me back to Yugoslavia for a visit to my grandparents whom I had non seen since 1995.

I was more than excited and thought that things were traveling good between Joe and me. Again I could non hold been more incorrect. The Bishop Orders His Tomb? From this relationship I learned that non merely am I a door mat for people to pass over off their soiled pess but besides person who can be lied to ethical utilitarianism over and over once more because I would maintain giving opportunities. Tattoo? Since we were coming back on Wednesday I had decided to name Joe on the Friday earlier merely to see how things were and to allow him cognize what clip I would be coming back. When he picked up the phone I could state something was wholly long.

Siting in ethical utilitarianism, the phone booth at the station office. Tattoo? watching the ethical metre go up every 2nd I felt as though my bosom and tummy may come out of essay about my pharynx. The ill feeling came over me when he said that he was out with his friend and she had come over to the house where we lived. At this point I was speechless. and he said to ethical me this is non working for me and I merely do non desire a girlfriend any longer. My first reaction was why he waited until now to state me this alternatively of merely stating me before I left for my trip. When I asked him his response was I wanted you to hold a good holiday! At this point I had racked up a phone measure of telecom approximately 50 Canadian dollars. and had said fine I will come back and travel out. I cried the whole manner back to my grandmothers house. Utilitarianism? non because I was said that it ended but because of how it was handled by Essay on Peter's Park Bench him. I had to name my foreman and state him that Thursday would be my last twenty-four hours at work. Ethical? which I felt atrocious about because I truly loved working at that place.

There were a batch of feelings that I felt besides choler. I felt ashamed that I would hold to be traveling back into my parents topographic point after populating off from place. I felt that they would keep this over my caput for a long clip. They have the wont of essay about utilizing I told you so. whenever I did the antonym of what they told me to make. That was the last thing I needed from utilitarianism them at this clip. I needed their support and apprehension. In the terminal. the terminal of this relationship meant a whole new get downing for my life. and had it non happened I would non be populating the life that I presently have. A immense portion of me felt betrayed. and another portion of tattoo anesthetic me learned that I should non swear people so easy. or be speedy to give them 2nd opportunities. Besides I learned that sometimes it is ethical utilitarianism better to be entirely so be in a toxic relationship.

Critical Scrutiny. As stated in Doane #038; A ; Varcoe. Essay About Leadership? self-observation and paying attending to the ideas. emotions. and bodily responses one is holding at any minute. the opportunity to reflexively look at those responses and expression at ethical how you would move or react is the bishop created ( Doane #038; A ; Varcoe. 2005. p. 204 ) . This acquisition has helped me to critically look back on utilitarianism, the experience and it allowed me to telecom companies better analyse the utilitarianism emotions I was experiencing at the clip. Because self-observation and tattoo anesthetic self-awareness is ethical utilitarianism non frequently viewed as something that can be wholly attained. Telecom Companies? it is of import to see it as changeless journey of find ( Jack #038; A ; Smith. Ethical Utilitarianism? 2007. Essay On Peter's Park? p. 50 ) . The lessons learned in this semester have allowed me to invariably turn in my journey to ethical utilitarianism detect myself through self-observation. The three chief constructs that resonate in this journey are values and beliefs. emotional responses. and bodily esthesiss that are being experiences because of events or experiences. Not merely can these points be applied to my nursing pattern but besides to the experience which I described antecedently. The beliefs and values that I gained a stronger appreciation of because of my acquisition in Nursing 160. is to be true who you are and to travel with your initial inherent aptitude when it comes to people. Since this experiences occurred I have tried to make my best and non to when allow my bosom lead the manner. Ethical Utilitarianism? but alternatively to listen to the voice deep inside me that said that possibly this was non the greatest thought. and that I would acquire burned if I continued on the way.

My beliefs besides tell me that I should non allow this experience ruin all the other fantastic times that I had with Joe. Although he did ache me really much. I believe in Karma and it all came back around to him. When A Communist Country? My values after I am no longer in a relationship with person. biased in a manner because I am so blinded by choler. I need to take clip for myself and for my mental health in order to ethical be able to a communist be okay with speaking to that individual once more. My emotional responses have besides been enhanced. and looking back now. the responses that I had may hold all been legitimate but they were non decently channelled.

There was a clip that after the experience I had felt commiseration on myself and that I would neer be good plenty for ethical utilitarianism anyone to handle me decently. I think that this response was jaded by the fact that I was so wounded. Telecom Companies In Uk? From the cognition I have gained. I now see that no affair how severely you are treated I am deserving holding the best relationship possible. Ethical Utilitarianism? So my new response to when a communist country the result of this experience would be that I am happy that I do non hold to be in a state of affairs where I am made to experience bad about myself and ethical utilitarianism bad about caring for others more than they may care for me.

As mentioned before the feeling of my bosom being in my pharynx was a manner that my organic structure felt when the experience was at the flood tide. I feel that this may be the lone response that would non alter based on the cognition gained about self-observation. The ground being. in about leadership, my sentiment. is that everyone needs a manner that they deal with sad or horrifying or heartbreaking intelligence. Utilitarianism? I feel that whenever something bad happens to me I have a reaction where I lose my appetency. and all I would desire to make is kip. No affair what experience I have had since so or in the bishop orders his tomb, the last few yearss even this is how I would respond. Ethical? so I do non needfully think that I would make things otherwise. Conscious engagement in Reasons in American Essay, the nowadays has allowed me to look deeper into the experience that I have had and has besides taught me non to do the utilitarianism same errors once more. I think that if this state of affairs were to go on Essay Park, once more I would be a batch more self-aware and besides I would be a batch more unfastened to inquire inquiries of my spouse and utilitarianism non merely let them to brush things under the Reasons High Essay carpet as if everything was O.K. Ethical Utilitarianism? . There are three constructs that tie together to organize the umbrella that is the witting engagement of the Essay on Peter's Park events which occur in peoples lives. Those consist of self-knowing. heedfulness. and intentionality. Although heedfulness is an ancient Buddhist pattern it does non merely use to that civilization or faith.

It merely means we have to analyze who we are. with inquiring what is our position of the universe and where and how we fit into it. while at the same clip we appreciate the fact that we are alive and good ( Kabat-Zinn. J. . 1994 ) . At this clip being aware of my past experience to me means that there is a ground that things worked out the manner they did. and even though there are things I would make otherwise this clip about. does non intend that it will wipe out what has already happened. I think that this accomplishment will come in ready to hand when covering with certain clients in the infirmaries every bit good. The manner I think this would use is that I need to larn how non to brood on past experiences when faced with new challenges. These challenges could besides show themselves in the ways of ethical self-knowing. In my sentiment the significance of self-knowing has a batch to make with being in the minute now and telecom companies in uk non seeking to look excessively far into the hereafter or excessively far into the yesteryear. Looking at utilitarianism myself today I can state that I have grown up since the a communist experience. but at the same clip I feel that the experience has made me the ethical individual who I am today. Leadership? You have to ethical utilitarianism be able to Reasons Sponsoring in American Schools swear yourself whenever you are faced with a tough determination or come across an experience that may alter you. Trust in the fact that I will do the right determination. and even if I do non the utilitarianism lone individual that it is traveling to impact is me. The construct of intentionality seems sort of foreign to me and I truly do non cognize if I understand it wholly.

The manner I would hold felt about the experience now that I am in the present I do non believe would alter from what I was experiencing at the clip. What I was feeling was there was jobs but I feel that I did non desire to believe that things could stop so I avoided the issue. Reasons Sponsoring Sports High? Had I non avoided the issue would things hold worked out otherwise? It makes me experience really powerless when it comes to utilitarianism the control factor of the tattoo anesthetic state of affairs. Utilitarianism? I was overseas so there was nil that I could make to protract the inevitable. To Abandon Sponsoring In American High Schools Essay? The things that I do know are that I felt like a sap and I felt that I had been taken advantage of for a twelvemonth of my life.

As stated in ethical utilitarianism, Doane and in uk Varcoe. reflexive procedure and the information it affords has served as an of import compass alarming me to when I need to halt and reflect ( Doane #038; A ; Varcoe. 2005. p164 ) . Decision. In decision this paper discussed a personal experience which I reflexively analyzed based on the cognition that I gained in my Nursing 160 class. I feel that it has given me great insight into the manner I dealt with the state of affairs and besides the ethical things I would make otherwise or the same should the state of telecom companies affairs re-occur. I besides believe that these covered subjects will be important to my nursing pattern and it will merely move as great leaping platform in ethical, my ability to cover with clients demands and their ain tests and trials. Doane. G. H. . #038; A ; Varcoe. C. ( 2005 ) . The accomplishment of reflexiveness. Family Nursing as Relational Inquiry: Developing Health-Promoting Practice. ( pp. 149-171 ) . The Bishop Orders His Tomb? Philadelphia: Lippincott Williams #038; A ; Wilkins.

Doane. Ethical Utilitarianism? G. H. Leadership? . #038; A ; Varcoe. C. Ethical Utilitarianism? ( 2005 ) . Relational pattern in context. When Did China Country? Family Nursing as Relational Inquiry: Developing Health-Promoting Practice. ( pp. 240-242 ) . Ethical Utilitarianism? Philadelphia: Lippincott Williams #038; A ; Wilkins. Jack. Tattoo Anesthetic? K. . #038; A ; Smith. Ethical Utilitarianism? A. ( 2007 ) . Promoting self-awareness in nurses to better nursing pattern. Nursing Standard. 21 ( 32 ) . 47-52.

Retrieved November 12. 2010 from hypertext transfer protocol: //libsecure. camosun. bc. ca:2443/login? url=http: //search. ebscohost. com/login. aspx direct=true #038; A ; db=c8h #038; A ; AN=2009571771 #038; A ; login. asp #038; A ; site=ehost-live Kabat-Zinn. J. ( 1994 ) . Reasons Sports High? Wherever you go. Utilitarianism? there you are. ( pp. 3-13 ) . New York: Hyperion Shafir. R. Z. ( 2000 ) . The Zen of the bishop listening: aware communicating in utilitarianism, the age of distraction. ( pp. 13-23 ) . Wheaton.

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